245 Petery Ln, Aptos, CA 95003 Property Records

Santa Cruz County property record for 245 Petery Ln, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,987 sqft · built 1986
Lot Size	0.974 acres (42,427 sqft)
Owner	2 Trust Names on Record
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`107-261-05`

Property Details

APN / Parcel Number

Primary APN	`107-261-05`
Alternative APN	`107-261-05-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,987 sqft Living Area
Gross Area	2,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	42,427 sqft (0.974 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	640 sqft
Patio Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	245 PETERY LN
City	APTOS
State	CA
Zip	95003-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LAGUNA DE LAS CALABASAS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	245 PETERY LN, APTOS, CA 95003-9564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Oct 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 6, 2019
Transfer Doc	0000032031
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	245 PETERY LN, APTOS, CA 95003-9564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE COMPANY OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020795
Date	Jun 26, 2017
Instrument	2017-0020795

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	245 PETERY LN, APTOS, CA 95003-9564
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TTL OF CALFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 PETERY LN, APTOS, CA 95003-9564

Mortgage

Document Number	0000038179
Date	Sep 25, 2020
Instrument	2020-0038179

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	APTOS, CA 95003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 17, 2019
Property Address	245 PETERY LN, APTOS, CA 95003-9564
Document Number	0000032031
Instrument Date	Sep 6, 2019
Instrument	32031
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	245 PETERY LN APTOS CA 950039564, APTOS, CA 95003-9564

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 17, 2019
Property Address	245 PETERY LN, APTOS, CA 95003-9564
Document Number	0000032032
Instrument Date	Sep 6, 2019
Instrument	32032
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	245 PETERY LN APTOS CA 950039564, APTOS, CA 95003-9564

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,124 (+2%) Land $135,346 Building $214,778
2025	$4,346.00 (+10.9%) Homeowner's exemption	$343,259 (+4.04%) Land $132,692 Building $210,567
2023	$3,919.00 (+2%) Homeowner's exemption	$329,930 Land $127,540 Building $202,390	$432,090
2022	$3,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Etheric Networks, Surfnet Communications.

Cell Coverage

4G LTE only, no 5G reported

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