245 Pete St, Waterloo, SC 29384 Property Records

Laurens County property record for 245 Pete St, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$375,000 (Aug 2020)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`279-03-01-007`

Property Details

APN / Parcel Number

Primary APN	`279-03-01-007`
Alternative APNs	`2790301007 95744189` `95744189`

Location & Zoning

Old Parcel Number	2790301007 95744189
Street Address	245 PETE ST
City	WATERLOO
State	SC
Zip	29384-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	245 PETE ST
Legal Subdivision	LAKE FRONT SUB
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2011
Census Tract	920202

Owner

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	245 PETE ST, WATERLOO, SC 29384-4648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	2020005758
Deed Book / Page	D1519 / 51
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 3, 2020
Property Address	245 PETE ST, WATERLOO, SC 29384-4648
Document Number	0015190051
Book / Page	001519 / 000051
Instrument Date	Jul 31, 2020
Instrument	5758
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,388.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 PETE ST WATERLOO SC 293844648, WATERLOO, SC 29384-4648

Mortgage

Document Number	26070109
Date	Aug 3, 2020
Book Page	002607/000109
Instrument	5759

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00 (+4.62%) Homeowner's exemption	$13,440 (-) Land $4,200 Building $9,240
2024	$2,184.00 (-64.16%) Homeowner's exemption	$13,440 (-33.33%) Land $4,200 Building $9,240
2023	$6,094.00 (-8.81%)	$20,160 (-) Land $6,720 Building $13,440	$336,000 (-) Building $336,000
2022	$6,683.00	$20,160 Land $6,300 Building $13,860	$336,000 (-) Land $105,000 Building $231,000
2021			$336,000 Land $105,000 Building $231,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pete St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures