245 Pentwater Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 245 Pentwater Rd, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,874 sqft · built 2025
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$451,900 (Jul 2025)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Jul 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`026941-2780`

Property Details

APN / Parcel Number

Primary APN	`026941-2780`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,874 sqft Living Area
Gross Area	2,398 sqft
1st Floor Area	1,874 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	245 PENTWATER RD
City	ST AUGUSTINE
State	FL
Zip	32092-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	128/5-12 SILVER FALLS (SILVERLEAF PARCEL 22A) PHASE 1A REPLAT LOT 278 OR6187/1996
Legal Subdivision	SILVER FALLS (SILVERLEAF PARCEL 22A) PHA
Legal Block	1
Legal Lot Number	278
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4006
Census Tract	20908

Owner

Source: St. Johns County records · APN 026941-2780

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 PENTWATER RD, SAINT AUGUSTINE, FL 32092-1325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Mar 28, 2025 · Amount on Record
Deed Document Number	202557998
Deed Book / Page	6187 / 1996
Record Updated	Jun 08, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 21, 2025
Property Address	245 PENTWATER RD, SAINT AUGUSTINE, FL 32092-1325
Document Number	0061871996
Book / Page	6187 / 1996
Map Reference	MB 128 PG 5
Instrument Date	Jul 21, 2025
Instrument	2025057998
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,163.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 202, 202, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 PENTWATER RD, ST AUGUSTINE, FL 32092-1325

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,477 (+277.2%) Land $100,000 Building $239,477	$339,477 (+277.2%) Land $100,000 Building $239,477
2025	$1,546.00 (+76.28%) Homeowner's exemption	$90,000 (+28.57%)	$90,000 (+28.57%) Land $90,000
2024	$877.00	$70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 110 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.