245 Peffer Ln, Fenton, MO 63026 Property Records

St. Louis County property record for 245 Peffer Ln, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1963
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,330 (Apr 2026)
Tax Bill	$2,315 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27O-34-0581`

Property Details

APN / Parcel Number

Primary APN	`27O-34-0581`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	77 ft deep x 65 ft wide
Terrain	Above Road/Slope
Porch	Porch
Patio Area	117 sqft
Poultry House	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 PEFFER LN
City	FENTON
State	MO
Zip	63026-2822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	21R-4
Legal Description	RIVERSIDE PLAT 2 LOT 29
Legal Subdivision	RIVERSIDE PLAT 2
Legal Block	3
Legal Lot Number	29
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3051
Census Tract	221423

Owner

Source: St. Louis County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 PEFFER LN, FENTON, MO 63026-2822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL
Dec 14, 2020	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Dec 14, 2020 · Amount on Record
Deed Document Number	202647493
Prior Transfer Date	Mar 25, 2004
Prior Transfer Doc	0000000459
Record Updated	Jun 8, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 7, 2026
Property Address	245 PEFFER LN, FENTON, MO 63026-2822
Document Number	0000000493
Instrument Date	Apr 3, 2026
Instrument	2026493
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	CONTINENTAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 PEFFER LN, FENTON, MO 63026-2822

Mortgage

Document Number	0000000495,
Date	Apr 7, 2026
Instrument	202647495

Lender

Name	GENEVA FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 14, 2020
Property Address	245 PEFFER LN, FENTON, MO 63026-2822
Document Number	0245041967
Book / Page	24504 / 1967
Map Reference	MB 102 PG 80&81
Instrument Date	Nov 16, 2020
Instrument	2020121400986
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	CONTINENTAL TITLE HOLDING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1939 FOX POINTE DR, 1939, ARNOLD, MO 63010-2863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 PEFFER LN, FENTON, MO 63026-2822

Mortgage

Document Number	2020121400987
Date	Dec 14, 2020
Instrument	2020121400987

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Fenton City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,580 (+12.28%) Land $22,880 Building $13,700	$192,500 (+12.24%) Land $120,400 Building $72,100
2024	$2,315.00 (+0.22%)
2023	$2,310.00	$32,580 Land $16,320 Building $16,260	$171,500 Land $85,900 Building $85,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	12 (2015–2017)
Claims Outside the SFHA	7 of 12
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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