245 Payne Dr, Mount Wolf, PA 17347 Property Records

York County property record for 245 Payne Dr, Mount Wolf, PA 17347

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,089 sqft · built 2007
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on File
Last Sale	$269,495 (Oct 2010)
Tax Bill	$8,074 (2026)
Deeds & Mortgages	Mar 2023 Second Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-000-14-0185.00-00000`

Property Details

APN / Parcel Number

Primary APN	`26-000-14-0185.00-00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,089 sqft Living Area
1st Floor Area	1,303 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Wood Shingle
Construction Type	Wood
Lot Area	15,290 sqft (0.351 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 PAYNE DR
City	MOUNT WOLF
State	PA
Zip	17347-9227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 185; CHESTNUT VALLEY PHASE III
Legal Subdivision	CHESTNUT VALLEY PHASE IIIB
Jurisdiction	YORK PA
Township / Civil Division	EAST MANCHESTER
Census Block Group	3
Census Block	3035
Census Tract	21020

Owner

245 Payne Dr is owned and occupied by an individual who bought it in October 2010.

Source: York County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	245 PAYNE DR, MOUNT WOLF, PA 17347-9227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HERITAGE VALLEY FCU
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2010 · Amount on File
Deed Sale	Oct 4, 2010 · Amount on File
Prior Sale	Nov 1, 2006 · Amount on File
Deed Document Number	201047755
Deed Book / Page	2094 / 6873
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	245 PAYNE DR, MOUNT WOLF, PA 17347-9227
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010729
Date	Mar 28, 2023
Book Page	2773/5488
Instrument	2023010729

Lender

Name	HERITAGE VALLEY FCU
Type	Credit Union
Address	YORK, PA 17402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2038

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK PA
Property Address	245 PAYNE DR, MOUNT WOLF, PA 17347-9227
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	WESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065896
Date	Oct 21, 2021
Book Page	2687/6969
Instrument	2021065896

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 245 Payne Dr was $8,074.

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
County Subdivision	East Manchester Township
Unified School District	Northeastern York School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,074.00	$214,970 Land $42,110 Building $172,860
2024	$7,491.00	$214,970 Land $42,110 Building $172,860
2006			$214,970 Land $42,110 Building $172,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Payne Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1987–2018)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Jul 2018 · other causes
Claims by Event	Tropical Storm Lee, Sep 2011 · 4 claims Tropical Depression Ivan, Sep 2004 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Payne Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Upward Broadband Fixed Wireless	400 / 100

May also be available: Verizon.

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