245 Old Forge Rd, Elgin, IL 60123 Property Records

Kane County property record for 245 Old Forge Rd, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1984
Square Footage	2,156 sqft Living Area
Lot Size	14,170 sqft (0.325 acres)
Occupancy	Owner Occupied
Last Sale	$445,000 (2026)
Tax Bill	$9,271.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-16-229-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,156 sqft Living Area
Gross Area	3,388 sqft Gross Area
Basement Area	1,232 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame Construction
Lot Area	14,170 sqft (0.325 acres)
Lot Width	61 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	245 OLD FORGE RD
City	ELGIN
State	IL
Zip	60123-5018
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG COMMONS UNIT 1 LOT 18
Legal Subdivision	WILLIAMSBURG COMMONS
Legal Block	2
Legal Lot Number	18
Legal Unit	1
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2001
Census Tract	851904

Owner

Source: Kane County records · APN 06-16-229-011

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1655 RUBY DR, PINGREE GROVE, IL 60140-2106
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Prior Sale	Sep 30, 1999 · Amount on Record
Deed Doc Number	202628019
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 02, 2026
Property Address	245 OLD FORGE RD, ELGIN, IL 60123-5018
Document Number	0000028019
Instrument Date	Jun 25, 2026
Instrument	202628019
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$67,417.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1655 RUBY DR, PINGREE GROVE, IL 60140-2106

Mortgage

Document Number	0000028020,
Date	Jul 02, 2026
Instrument	202628020

Lender

Name	MLD MORTGAGE INC

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.5%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,271.00 (+4.09%) Homeowner's exemption
2024	$8,907.00 (+11.32%)	$119,300 (+21.39%) Land $29,452 Building $89,848	$358,043 (+21.44%) Land $88,391 Building $269,652
2022	$8,001.00 (+4.42%) Homeowner's exemption	$98,276 (+6.96%) Land $24,262 Building $74,014	$294,828 (+6.96%) Land $72,786 Building $222,042
2021	$7,662.00 Homeowner's exemption	$91,881 Land $22,683 Building $69,198	$275,643 Land $68,049 Building $207,594

Flood & Wildfire

245 Old Forge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.