245 Oak Tree Ln, Ozark, MO 65721 Property Records

Christian County property record for 245 Oak Tree Ln, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,861 sqft · built 1998
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$261,000 (May 2019)
Tax Bill	$2,646 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-0.1-1-0-0-4.016`

Property Details

APN / Parcel Number

Primary APN	`18-0.1-1-0-0-4.016`
Alternative APN	`18-0.1-01-000-000-004.016`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,861 sqft Living Area
1st Floor Area	1,861 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asbestos
Lot Area	49,223 sqft (1.13 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	245 OAK TREE LN
City	OZARK
State	MO
Zip	65721-8704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 WOOD RIDGE SOUTH
Legal Range	21W
Legal Township	26N
Legal Section	01
Legal Subdivision	WOOD RIDGE SOUTH
Legal Lot Number	6
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	2
Census Block	2003
Census Tract	20303

Owner

Source: Christian County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 OAK TREE LN, OZARK, MO 65721-8704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 22, 2023	Beneficiary Deed, Transfer
May 7, 2019	Warranty Deed, Transfer · Conventional Mortgage UMB BANK NA
May 31, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Mar 31, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2019 · Amount on Record
Deed Sale	May 7, 2019 · Amount on Record
Deed Document Number	20195318
Deed Book / Page	2019 / 5259
Last Transfer Date	Feb 10, 2023
Transfer Doc	0202301907
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	245 OAK TREE LN, OZARK, MO 65721-8704
Transaction Type	Mortgage
Record Updated	Mar 1, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 OAK TREE LN, OZARK, MO 65721-8704

Mortgage

Document Number	0202204099
Date	Mar 21, 2022
Book Page	2022/4099
Instrument	2022L04140

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 22, 2023
Property Address	245 OAK TREE LN, OZARK, MO 65721-8704
Document Number	0202301907
Book / Page	2023 / 1907
Instrument Date	Feb 10, 2023
Instrument	2023L01946
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	245 OAK TREE LN, OZARK, MO 65721-8704

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	May 7, 2019
Property Address	245 OAK TREE LN, OZARK, MO 65721-8704
Document Number	0201905259
Book / Page	2019 / 05259
Instrument Date	May 2, 2019
Instrument	2019L05318
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	TITAN TTL & CLOSING OF MO LL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 OAK TREE LN, OZARK, MO 65721-8704

Mortgage

Document Number	2019L05319
Date	May 7, 2019
Instrument	2019L05319

Lender

Name	UMB BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHRISTIAN MO
Property Address	245 OAK TREE LN, OZARK, MO 65721-8704
Document Number	0201709292
Book / Page	002017 / 009292
Instrument Date	May 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 OAK TREE LN OZARK MO 657218704, OZARK, MO 65721-8704

Mortgage

Document Number	0201709292
Date	Jul 21, 2017
Book Page	002017/009292
Instrument	9389

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	EWING, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	245 OAK TREE LN, OZARK, MO 65721-8704
Document Number	0201707508
Book / Page	002017 / 007508
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 OAK TREE LN OZARK MO 657218704, OZARK, MO 65721-8704

Mortgage

Document Number	0201707508
Date	Jun 16, 2017
Book Page	002017/007508
Instrument	7592

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,340 (+22.08%)	$296,500 (+22.07%) Land $28,000 Building $268,500
2024	$2,646.00
2023		$46,150	$242,900 Land $28,000 Building $214,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Wisper ISP Fixed Wireless	400 / 30

May also be available: Optimum, WON Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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