Winona County property record for 245 Oak Leaf Dr, Winona, MN 55987
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,638 sqft · built 1990 |
| Lot Size | 0.483 acres (21,039 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Jun 2025) |
| Tax Bill | $5,100 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| APN | 32.523.0420 |
| Primary APN | 32.523.0420 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,638 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood Siding |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,039 sqft (0.483 acres) |
| Lot Dimensions | 19.5 ft deep x 10.8 ft wide |
| Garage Area | 1,440 sqft |
| Porch | Open Porch |
| Porch Area | 162 sqft |
| Deck Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 245 OAK LEAF DR |
|---|---|
| City | WINONA |
| State | MN |
| Zip | 55987-6003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-02 TWP-106 RANGE-007 VALLEY OAKS 2ND SUBD LOT-008 BLOCK-005 |
| Legal Range | 007 |
| Legal Township | 106 |
| Legal Section | 02 |
| Legal Subdivision | VALLEY OAKS 2ND |
| Legal Block | 5 |
| Legal Lot Number | 8 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | WINONA |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 670802 |
245 Oak Leaf Dr is owned and occupied by two individuals who bought it in June 2025.
Source: Winona County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 OAK LEAF DR, WINONA, MN 55987-6003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2025 · Amount on File |
| Deed Sale | Jun 10, 2025 · Amount on File |
| Deed Document Number | 2025660958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Jun 15, 2026 |
| Property Address | 245 OAK LEAF DR, WINONA, MN 55987-6003 |
| Document Number | 0000667258 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 2026667258 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 245 OAK LEAF DR, WINONA, MN 55987-6003 |
| Document Number | 0000667258, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026667258 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 245 Oak Leaf Dr was $5,100 with a homeowner's exemption.
Source: Winona County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | Winona City |
| Unified School District | Winona Area Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,100.00 Homeowner's exemption | $466,100 (+7%) Land $56,700 Building $409,400 | $466,100 (+7%) Land $56,700 Building $409,400 |
| 2025 | $435,600 Land $56,700 Building $378,900 | $435,600 Land $56,700 Building $378,900 | |
| 2023 | $3,898.00 Homeowner's exemption | $387,800 Land $53,500 Building $334,300 | $387,800 Land $53,500 Building $334,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 245 Oak Leaf Dr; 12 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Oak Leaf Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winona serves 27,782 people · EPA ID MN1850013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
May also be available: T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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