245 Oak Dr, Eagle Lake, MN 56024 Property Records

Blue Earth County property record for 245 Oak Dr, Eagle Lake, MN 56024

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,728 sqft · built 2019
Lot Size0.557 acres (24,263 sqft)
OwnerIndividual Name on Record
Last Sale$57,500 (May 2019)
Tax Bill$6,398 (2026)
Deeds & MortgagesAug 2021 Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR12.10.19.203.022

Property Details

APN / Parcel Number

Primary APNR12.10.19.203.022

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
Basement Area1,400 sqft
Finished Basement1,400 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleA-Frame
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area24,263 sqft (0.557 acres)
Lot Dimensions243 ft deep x 100 ft wide
Garage TypeAttached
Garage Area792 sqft
DrivewayDriveway
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address245 OAK DR
CityEAGLE LAKE
StateMN
Zip56024-3404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE HEIGHTS 018 010 00
Legal Range25
Legal Township108
Legal Section19
Legal SubdivisionEAGLE HEIGHTS
Legal Block10
Legal Lot Number18
JurisdictionBLUE EARTH MN
Township / Civil DivisionEAGLE LAKE
Census Block Group1
Census Block1119
Census Tract170100

Owner

Source: Blue Earth County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address245 OAK DR, EAGLE LAKE, MN 56024-3404
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANKVISTA
May 21, 2019Warranty Deed, Construction Loan · Construction Mortgage
BANKVISTA
Oct 27, 2017Deed, Transfer · Conventional Mortgage
PROGROWTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2019 · Amount on Record
Deed SaleMay 21, 2019 · Amount on Record
Prior SaleOct 27, 2017 · Amount on Record
Deed Document Number2019571CR841
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLUE EARTH MN
Property Address245 OAK DR, EAGLE LAKE, MN 56024-3404
Transaction TypeMortgage
Record UpdatedSep 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number592CR675
DateAug 18, 2021
Instrument592CR675
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLUE EARTH MN
Property Address245 OAK DR, EAGLE LAKE, MN 56024-3404
Transaction TypeMortgage
Record UpdatedMay 4, 2021
Title CompanyTITLE RESOURCE, TITLE RESOURCES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number575CR682
DateNov 14, 2019
Instrument575CR682
Lender
NameBANKVISTA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBLUE EARTH MN
Recording DateMay 21, 2019
Property Address245 OAK DR, EAGLE LAKE, MN 56024-3404
Document Number00571CR841
Instrument DateMay 17, 2019
Instrument571CR841
Transaction TypeConstruction Loan
Record UpdatedMay 12, 2022
Title CompanyTITLE RESOURCE, TITLE RESOURCES

Transaction

AmountAmount Recorded
Tax$189.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 FAIR ST, MANKATO, MN 56001-5512

Mortgage

Document Number00571CR842
DateMay 21, 2019
Instrument571CR842
Lender
NameBANKVISTA
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionBLUE EARTH MN
Recording DateOct 27, 2017
Property Address245 OAK DR, EAGLE LAKE, MN 56024-3404
Document Number00560CR403
Instrument DateOct 16, 2017
Instrument560CR403
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyRIVER VALLEY TITLE, MN RIVER VALLEY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$631.95
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1720 ADAMS ST STE 100, 100, MANKATO, MN 56001-0466

Mortgage

Document Number00560CR404
DateOct 27, 2017
Instrument560CR404
Lender
NamePROGROWTH BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Blue Earth County assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBlue Earth County
MunicipalityEagle Lake City
Unified School DistrictMankato Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,398.00 (+37.71%)$473,000 (-8.92%) Land $65,600 Building $407,400$473,000 (-8.92%) Land $65,600 Building $407,400
2025$519,300 (+25.4%) Land $65,000 Building $454,300$519,300 (+25.4%) Land $65,000 Building $454,300
2024$4,646.00 (+16.38%) Homeowner's exemption$414,100 (-3.25%) Land $65,000 Building $349,100$414,100 (-3.25%) Land $65,000 Building $349,100
2023$3,992.00 Homeowner's exemption$428,000 Land $65,000 Building $363,000$428,000 Land $65,000 Building $363,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEagle Lake
serves 3,268 people · EPA ID MN1070002
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number