Monroe County property record for 245 Normandy Dr, Tavernier, FL 33070
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,203 sqft · built 2007 |
| Lot Size | 0.082 acres (3,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Sep 1986) |
| Tax Bill | $12,116 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00489136-015400 |
| Primary APN | 00489136-015400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 3,203 sqft Living Area |
| 1st Floor Area | 3,203 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 3,600 sqft (0.082 acres) |
| Lot Dimensions | 90 ft deep x 40 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,014 sqft |
| Deck Area | 72 sqft |
| Patio Area | 144 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1603635 |
|---|---|
| Old Parcel Number | 26623800489136015400 |
| Street Address | 245 NORMANDY DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LT 8 BLUE WATER TRAILER VILLAGE SEC 4 KEY LARGO PB6-100 OR581-966 OR680-527-530 OR774-19 OR784-1922 OR989-809 OR1005-562 |
| Legal Range | 38E |
| Legal Township | 62S |
| Legal Section | 26 |
| Legal Subdivision | BLUE WATERS TR VILLAGE SEC 4 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970700 |
245 Normandy Dr is owned by two individuals who bought it in September 1986.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1221 BLUEBIRD AVE, MIAMI SPRINGS, FL 33166-3117 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 1986 · Amount on File |
| Deed Sale | Sep 1, 1986 · Amount on File |
| Deed Document Number | 0000989809 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,776,726 Land $933,300 Building $843,426 | $1,776,726 Land $933,300 Building $843,426 | |
| 2024 | $12,116.00 (+3.22%) | ||
| 2023 | $11,738.00 (+11.8%) | $1,852,969 (+16.91%) Land $1,043,100 Building $809,869 | $1,852,969 (+16.91%) Land $1,043,100 Building $809,869 |
| 2022 | $10,499.00 | $1,584,888 Land $869,400 Building $715,488 | $1,584,888 Land $869,400 Building $715,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Normandy Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 375 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 615 units insured incl. 240 condo units |
| Nearby Flood Claims | 168 (1987–2025) |
| Most Recent Claim | Aug 2025 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 245 Normandy Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures