245 N Willow Way, Cibolo, TX 78108 Property Records

Guadalupe County property record for 245 N Willow Way, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,404 sqft · built 2007
Lot Size	0.217 acres (9,440 sqft)
Owner	2 Individual Names on File
Last Sale	$297,511 (Jul 2024)
Tax Bill	$6,717 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G3626600505400000`

Property Details

APN / Parcel Number

Primary APN	`1G3626600505400000`
Alternative APNs	`000000127083` `000000267768` `000000301610` `127083`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,404 sqft Living Area
Gross Area	3,130 sqft
1st Floor Area	1,020 sqft
2nd Floor Area	1,384 sqft
Utility Area	100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,440 sqft (0.217 acres)
Lot Dimensions	120 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	224 sqft
Deck Area	312 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 N WILLOW WAY
City	CIBOLO
State	TX
Zip	78108-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWBRIDGE #6 BLOCK 5 LOT 54 0.2167 AC
Legal Subdivision	WILLOWBRIDGE #6
Legal Tract	54
Legal Block	5
Legal Lot Number	54
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1028
Census Tract	210713

Owner

245 N Willow Way is owned and occupied by two individuals who bought it in July 2024.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 N WILLOW WAY, CIBOLO, TX 78108-3209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Vendor's Lien, Transfer · Conventional Mortgage HOMEWARD MORTGAGE LLC
Oct 19, 2021	Warranty Deed, Transfer
Jul 6, 2020	Deed of Trust, Mortgage RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	Feb 9, 2022 · Amount on File
Deed Document Number	202417616
Prior Transfer Date	Mar 6, 2024
Prior Transfer Doc	0000014776
Record Updated	Sep 20, 2026

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Feb 9, 2022
Property Address	245 N WILLOW WAY, CIBOLO, TX 78108-3209
Document Number	0099004384
Map Reference	VOL 7 PG 211-212
Instrument Date	Feb 8, 2022
Instrument	202299004384
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	HOMEWARD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N WILLOW WAY, CIBOLO, TX 78108-3209

Mortgage

Document Number	0099004385
Date	Feb 9, 2022
Instrument	202299004385

Lender

Name	HOMEWARD MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Oct 19, 2021
Property Address	245 N WILLOW WAY, CIBOLO, TX 78108-3209
Document Number	0099036088
Map Reference	VOL 7 PG 211-212
Instrument Date	Oct 14, 2021
Instrument	202199036088
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13423 BLANCO RD # 193, 13423, SAN ANTONIO, TX 78216-2187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 BROADWAY ST, SAN ANTONIO, TX 78215-1538
Mail Care Of	204

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	245 N WILLOW WAY, CIBOLO, TX 78108-3209
Document Number	0000017772
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	KGM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N WILLOW WAY CIBOLO TX 781083209, CIBOLO, TX 78108-3209

Mortgage

Document Number	0000017772
Date	Jul 13, 2020
Instrument	17772

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148-2097

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 12, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 245 N Willow Way was $6,717, up 35.5% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,059 (-10.35%) Land $42,312 Building $269,747	$312,059 (-10.35%) Land $42,312 Building $269,747
2025	$6,717.00 (+35.48%)	$348,070 Land $40,970 Building $307,100	$348,070 Land $40,970 Building $307,100
2024	$4,958.00 (-16.84%)
2023	$5,962.00 (-10.63%)	$308,592 Land $44,539 Building $264,053	$308,592 Land $44,539 Building $264,053
2022	$6,671.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 N Willow Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	4 (1997–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 N Willow Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

Nearby Properties on N Willow Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures