245 N Main Ave, Ladd, IL 61329 Property Records

Bureau County property record for 245 N Main Ave, Ladd, IL 61329

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Tax Bill$521 (2025)
Deeds & MortgagesSep 2026 Transfer
Aug 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN18-10-304-015

Property Details

APN / Parcel Number

Primary APN18-10-304-015
Alternative APN
  • 2828

Exterior

Lot Area6,098 sqft (0.14 acres)
Lot Dimensions125 ft deep x 50 ft wide

Location & Zoning

Account Number1810304015
Street Address245 N MAIN AVE
CityLADD
StateIL
Zip61329
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionLADD L'S 2 & 3 (50X125') D 18-0102
Legal Range11
Legal Township16
Legal Section10
Legal SubdivisionVILLAGE LADD
Legal Lot Number2-3
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group2
Census Block2026
Census Tract965100

Owner

Source: Bureau County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address245 N MAIN AVE, LADD, IL 61329
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 18, 2026
Transfer Doc0000003466
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBUREAU IL
Recording DateSep 22, 2026
Property Address245 N MAIN AVE, LADD, IL 61329
Document Number0000003466
Instrument DateSep 18, 2026
Instrument20263466
Transaction TypeTransfer
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Recording DateAug 10, 2026
Property Address245 N MAIN AVE, LADD, IL 61329
Document Number0000002870
Instrument DateAug 6, 2026
Instrument20262870
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002870,
DateAug 10, 2026
Instrument20262870
Lender
NameCENTRAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalityLadd Village
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictLadd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$521.00 (+9%)$5,033 (+15.78%) Land $5,033$15,099 (+15.78%) Land $15,099
2023$4,347 Land $4,347$13,041 Land $13,041
2022$478.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimSep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADD
serves 1,263 people · EPA ID IL0110450
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

May also be available: IVNet, Nextlink.

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