San Joaquin County property record for 245 N Locust Ave, Ripon, CA 95366
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1957 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (May 2023) |
| Tax Bill | $5,060 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 259-060-290-000 |
| Primary APN | 259-060-290-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | None |
|---|
| Old Parcel Number | 259-060-29 |
|---|---|
| Street Address | 245 N LOCUST AVE |
| City | RIPON |
| State | CA |
| Zip | 95366-2440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | RIPON MAP 02 |
| Legal Block | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | RIPON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 5001 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 N LOCUST AVE, RIPON, CA 95366-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2025 | Divorce Transfer, Transfer |
| May 1, 2023 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2023 · Amount on Record |
| Deed Sale | May 1, 2023 · Amount on Record |
| Deed Document Number | 202333148 |
| Last Transfer Date | Sep 23, 2025 |
| Transfer Doc | 0000086403 |
| Record Updated | Oct 29, 2026 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 9, 2025 |
| Property Address | 245 N LOCUST AVE, RIPON, CA 95366-2440 |
| Document Number | 0000086403 |
| Map Reference | VOL 1991 PG 321 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025-086403 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 N LOCUST AVE, RIPON, CA 95366-2440 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 1, 2023 |
| Property Address | 245 N LOCUST AVE, RIPON, CA 95366-2440 |
| Document Number | 0000033148 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 2023-033148 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 12084 W RIPON RD, RIPON, CA 95366-9614 |
| Document Number | 0000033149 |
|---|---|
| Date | May 1, 2023 |
| Instrument | 2023-033149 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,060.00 (-0.02%) | ||
| 2025 | $5,061.00 (+628.2%) | $468,180 (+655.65%) Land $140,454 Building $327,726 | |
| 2023 | $695.00 (+1.76%) Homeowner's exemption | $61,957 Land $9,068 Building $52,889 | $396,990 |
| 2022 | $683.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RIPON serves 15,753 people · EPA ID CA3910007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Also Mapped Here | SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Matrix Broadband, unWired Broadband.
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