245 N Fork Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 245 N Fork Rd, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,216 sqft · built 2011
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Sep 2021)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`680862-2020-202`

Property Details

APN / Parcel Number

Primary APN	`680862-2020-202`
Alternative APNs	`0710-00-2464-00000` `071017001398000` `008247027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,216 sqft Living Area
Gross Area	3,812 sqft
1st Floor Area	1,596 sqft
Basement Area	1,596 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	680862-2020-202
Street Address	245 N FORK RD
City	BLACK MOUNTAIN
State	NC
Zip	28711-9489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR-8
Legal Description	SUBDIV: LAKEWOOD BLOCK: 49 LOT: 18 SECTION: PLAT: 0010-0027
Legal Subdivision	LAKEWOOD
Legal Block	49
Legal Lot Number	18
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	4
Census Block	4005
Census Tract	3107

Owner

245 N Fork Rd is owned and occupied by two individuals who bought it in September 2021.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	245 N FORK RD, BLACK MOUNTAIN, NC 28711-9489
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 28, 2021	Warranty Deed, Transfer · Seller Carry-Back JAMES M ELLIS ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Book / Page	6115 / 1430
Prior Transfer Date	Jan 24, 2011
Prior Transfer Doc	0048561593
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 2, 2021
Property Address	245 N FORK RD, BLACK MOUNTAIN, NC 28711-9489
Document Number	0061151430
Book / Page	6115 / 1430
Map Reference	MB 10 PG 27
Instrument Date	Sep 1, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 CEDAR TRL, 8, ASHEVILLE, NC 28803-9519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N FORK RD, BLACK MOUNTAIN, NC 28711-9489

Mortgage

Document Number	61151433
Date	Sep 2, 2021
Instrument	6115/1433

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 28, 2021
Property Address	245 N FORK RD, BLACK MOUNTAIN, NC 28711-9489
Document Number	0060991256
Book / Page	6099 / 1256
Map Reference	MB 10 PG 27
Instrument Date	Jul 27, 2021
Transaction Type	Transfer
Record Updated	Aug 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 CHRIST SCHOOL RD, 500, ARDEN, NC 28704-9570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR TRL, ASHEVILLE, NC 28803-9519
Investor	Possibly a Property Investor

Mortgage

Document Number	60991258
Date	Jul 28, 2021
Instrument	6099/1258

Lender

Name	JAMES M ELLIS ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 245 N Fork Rd was $4,257, up 3.5% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Black Mountain Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,257.00 (+3.45%)	$490,700 Land $47,400 Building $443,300	$490,700 Land $47,400 Building $443,300
2024	$4,115.00 (+2.41%)
2023	$4,018.00	$490,700	$490,700 Land $47,400 Building $443,300
2021			$490,700 Land $47,400 Building $443,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 N Fork Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 N Fork Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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