Lake County property record for 245 N Elgin St, Griffith, IN 46319
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,886 sqft · built 1994 |
| Lot Size | 0.214 acres (9,365 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,912 (2024) |
| Deeds & Mortgages | Nov 2025 Second Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-15-26-0142-0005 |
| Primary APN | 001-15-26-0142-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,886 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 9,365 sqft (0.214 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 983 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-15-26-0142-0005 |
|---|---|
| Old Parcel Number | 152601420005 |
| Street Address | 245 N ELGIN ST |
| City | GRIFFITH |
| State | IN |
| Zip | 46319-2624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEWOOD ADD. ALL LOTS 4, 5, & 6, BL.5 |
| Legal Subdivision | RIDGEWOOD ADD |
| Legal Block | 5 |
| Legal Lot Number | 4,5,6 5 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 40900 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 N ELGIN ST, GRIFFITH, IN 46319-2624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Apr 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 3, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2015 |
| Deed Sale | Feb 3, 2015 |
| Deed Document Number | 2015 006425 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 245 N ELGIN ST, GRIFFITH, IN 46319-2624 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000044779 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025-544779 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 245 N ELGIN ST, GRIFFITH, IN 46319-2624 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000016325 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 2022-516325 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 245 N ELGIN ST, GRIFFITH, IN 46319-2624 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000061445 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 2020 061445 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 21, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Griffith Town |
| Unified School District | Griffith Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $374,100 (+14.83%) Land $44,100 Building $330,000 | $374,100 (+14.83%) Land $44,100 Building $330,000 | |
| 2024 | $3,912.00 (+12.58%) | ||
| 2023 | $325,800 (+10.1%) Land $44,100 Building $281,700 | $325,800 (+10.1%) Land $44,100 Building $281,700 | |
| 2022 | $3,475.00 Homeowner's exemption | $295,900 Land $44,100 Building $251,800 | $295,900 Land $44,100 Building $251,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRIFFITH WATER DEPARTMENT serves 16,893 people · EPA ID IN5245019 |
|---|---|
| Water Source | Purchased surface water from HAMMOND WATER WORKS DEPARTMENT |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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