245 N 7th Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 245 N 7th Ave, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 1960
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,500 (May 2024)
Tax Bill	$2,538 (2025)
Deeds & Mortgages	May 2020 Mortgage Feb 2026 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`0044660000`

Property Details

APN / Parcel Number

Primary APN	`0044660000`
Alternative APN	`0000446600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	480 sqft
Unfinished Basement	716 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	140 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	672 sqft
Deck Area	261 sqft
Patio Area	261 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	245 N 7TH AVE
City	SHELDON
State	IA
Zip	51201-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK HILL ADDITION LOTS 25-26 & N1/2 OF LOT 27 BLK 99
Legal Subdivision	PARK HILL ADD
Legal Block	99
Legal Lot Number	25-27
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	3
Census Block	3004
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 N 7TH AVE, SHELDON, IA 51201-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK
Feb 18, 2026	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Oct 25, 2012	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Jan 29, 2016	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Nov 4, 2015	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
May 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
May 10, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 7, 2022	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Apr 14, 2006	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Nov 7, 2022 · Amount on Record
Deed Document Number	2024958
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	245 N 7TH AVE, SHELDON, IA 51201-1236
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202001190
Date	May 20, 2020
Instrument	2020-01190

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	245 N 7TH AVE, SHELDON, IA 51201-1236
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N 7TH AVE, SHELDON, IA 51201-1236

Mortgage

Document Number	0020260506
Date	Feb 18, 2026
Instrument	2026-0506

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	1100 VIRGINIA DR STE 125, FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	245 N 7TH AVE, SHELDON, IA 51201-1236
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201202672
Date	Oct 25, 2012
Instrument	2012-02672

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	245 N 7TH AVE, SHELDON, IA 51201-1236
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020160284
Date	Jan 29, 2016
Instrument	2016-0284

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	245 N 7TH AVE, SHELDON, IA 51201-1236
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201502816
Date	Nov 4, 2015
Instrument	2015-02816

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2045

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	245 N 7TH AVE, SHELDON, IA 51201-1236
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200601089
Date	May 10, 2006
Instrument	2006-01089

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2036

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	May 10, 2024
Property Address	245 N 7TH AVE, SHELDON, IA 51201-1236
Document Number	0020240958
Instrument Date	May 4, 2024
Instrument	2024-0958
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$326.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N 7TH AVE, SHELDON, IA 51201-1236

Mortgage

Document Number	0020240959
Date	May 10, 2024
Instrument	2024-0959

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Nov 7, 2022
Property Address	245 N 7TH AVE, SHELDON, IA 51201-1236
Document Number	0020222888
Instrument Date	Oct 26, 2022
Instrument	2022-2888
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N 7TH AVE, SHELDON, IA 51201-1236

Mortgage

Document Number	0020222889
Date	Nov 7, 2022
Instrument	2022-2889

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

April 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	O'BRIEN IA
Recording Date	Apr 14, 2006
Property Address	245 N 7TH AVE, SHELDON, IA 51201-1236
Document Number	0200600823
Instrument Date	Apr 12, 2006
Instrument	2006-00823
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N 7TH AVE, SHELDON, IA 51201-1236

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00 (+10.06%) Homeowner's exemption	$200,760 (+16.46%) Land $15,630 Building $185,130	$200,760 (+16.46%) Land $15,630 Building $185,130
2024	$2,306.00 (+36.45%)
2023		$172,380 (+65.48%) Land $15,630 Building $156,750	$172,380 (+65.48%) Land $15,630 Building $156,750
2022	$1,690.00 Homeowner's exemption	$104,170 Land $15,630 Building $88,540
2021			$104,170 Land $15,630 Building $88,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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