245 N 200 W, Payson, UT 84651 Property Records

Utah County property record for 245 N 200 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,418 sqft · built 1912
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$334,600 (Jul 2019)
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Feb 2021 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-091-0016`

Property Details

APN / Parcel Number

Primary APN	`08-091-0016`
Alternative APN	`011029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,418 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,418 sqft
Basement Area	374 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1986
Architectural Style	A-Frame
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Detached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Raised Porch
Porch Area	448 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	011029
Street Address	245 N 200 W
City	PAYSON
State	UT
Zip	84651-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM. AT NE COR OF LOT 10, BLK 6, PLAT N, PAYSON CITY SURVEY; S 1.411-2 CHS; W 3 CHS; N 1.411/2 CHS; E 3 CHS TO BEG.
Legal Block	6
Legal Lot Number	10
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2015
Census Tract	3401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

245 N 200 W is owned and occupied by an individual who bought it in July 2019.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	245 N 200 W, PAYSON, UT 84651-1426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Feb 1, 2021	Loan Modification, Mortgage CALIBER HM LOANS
Jul 23, 2019	Warranty Deed, Transfer KEY LAND TITLE
Aug 25, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Aug 25, 2017 · Amount on File
Deed Document Number	201968737
Prior Transfer Date	Dec 27, 2004
Prior Transfer Doc	0000003335
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	245 N 200 W, PAYSON, UT 84651-1426
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207499
Date	Dec 15, 2021
Instrument	207499:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UTAH UT
Property Address	245 N 200 W, PAYSON, UT 84651-1426
Document Number	0000059790
Instrument Date	Feb 1, 2021
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N 200 W PAYSON UT 846511426, PAYSON, UT 84651-1426

Mortgage

Document Number	0000059790
Date	Mar 30, 2021
Instrument	59790

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Amount	Amount on Record
Term	336 Months
Due	Mar 29, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 23, 2019
Property Address	245 N 200 W, PAYSON, UT 84651-1426
Document Number	0000068737
Instrument Date	Jul 19, 2019
Instrument	068737:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	KEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 N 200 W, PAYSON, UT 84651-1426

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 25, 2017
Property Address	245 N 200 W, PAYSON, UT 84651-1426
Document Number	0000083293
Instrument Date	Aug 24, 2017
Instrument	083293:2017
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N 200 W, PAYSON, UT 84651-1426

Mortgage

Document Number	0000083329
Date	Aug 25, 2017
Instrument	083329:2017

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 245 N 200 W was $1,958, up 0.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,160 (-42.96%)	$371,200 (+3.72%) Land $152,000 Building $219,200
2025	$1,958.00 (+0.05%)	$357,900 Land $144,800 Building $213,100	$357,900 Land $144,800 Building $213,100
2024	$1,957.00 (+5.78%)
2023	$1,850.00 (-7.96%)	$188,815	$343,300 Land $124,700 Building $218,600
2022	$2,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 N 200 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 N 200 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000

May also be available: Intellipop, Rise Broadband, T-Mobile, Verizon.

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