245 N 11th St, Reading, PA 19601 Property Records

Berks County property record for 245 N 11th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,958 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$68,500 (Dec 2018)
Tax Bill	$965 (2026)
Deeds & Mortgages	Dec 2020 Second Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-69-11-1789`

Property Details

APN / Parcel Number

Primary APN	`5317-69-11-1789`
Alternative APNs	`09-5317-69-11-1789` `9163225` `163225`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,958 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9163225
Street Address	245 N 11TH ST
City	READING
State	PA
Zip	19601-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2010
Census Tract	1600

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 N 11TH ST, READING, PA 19601-3142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD HOUSING SERVICE
Dec 18, 2018	Deed, Transfer · Conventional Mortgage CUSTOMERS BANK
Dec 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HSNG SVCS/GRTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Prior Sale	Nov 21, 2011 · Amount on Record
Deed Document Number	201843505
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	245 N 11TH ST, READING, PA 19601-3142
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047697
Date	Dec 14, 2020
Instrument	2020047697

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Government Agency
Address	READING, PA 19601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Dec 1, 2041

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 18, 2018
Property Address	245 N 11TH ST, READING, PA 19601-3142
Document Number	0000043505
Instrument Date	Dec 17, 2018
Instrument	2018043505
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N 11TH ST, READING, PA 19601-3142

Mortgage

Document Number	0000043506
Date	Dec 18, 2018
Instrument	2018043506

Lender

Name	CUSTOMERS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Mortgage

Document Number	0000043507
Date	Dec 18, 2018
Instrument	2018043507

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF GREATER
Type	Non-Lending Institution
Address	READING, PA 19601

Agreement

Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2033

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	245 N 11TH ST, READING, PA 19601-3142
Document Number	0000043507
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 N 11TH ST READING PA 196013142, READING, PA 19601-3142

Mortgage

Document Number	0000043507
Date	Dec 18, 2018
Instrument	43507

Lender

Name	NEIGHBORHOOD HSNG SVCS/GRTR
Address	213 N 5TH ST # 1030, READING, PA 19601-3392

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2033

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$965.00 (+6.63%) Homeowner's exemption	$34,200 (-) Land $14,000 Building $20,200	$14,000 (-59.06%) Land $14,000
2024	$905.00	$34,200 Land $14,000 Building $20,200
1994			$34,200 Land $14,000 Building $20,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 974 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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