245 Morris St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 245 Morris St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,552 sqft · built 1920
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Tax Bill	$6,035 (2025)
Deeds & Mortgages	Apr 2011 Mortgage Nov 2003 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-00804-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`19-00804-0000-00008`
Alternative APNs	`190080400008` `01005000` `897`

Interior

Stories	2 Stories
Building Area	1,552 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	130 ft deep x 150 ft wide

Location & Zoning

Account Number	897
Street Address	245 MORRIS ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	804
Legal Lot Number	8
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	1
Census Block	1005
Census Tract	30700

Owner

245 Morris St is owned and occupied by an individual who acquired it in August 2000.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	245 MORRIS ST, PHILLIPSBURG, NJ 08865-2458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2011	Deed of Trust, Mortgage · Conventional Mortgage IRCO CMNTY FCU
Nov 17, 2003	Deed of Trust, Mortgage · Line of Credit IRCO CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 2, 2000
Transfer Doc	0000129151
Record Updated	Sep 20, 2026

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	245 MORRIS ST, PHILLIPSBURG, NJ 08865-2458
Document Number	0000540383
Instrument Date	Apr 4, 2011
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	PRO-SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MORRIS ST PHILLIPSBURG NJ 088652458, PHILLIPSBURG, NJ 08865-2458

Mortgage

Document Number	0000540383
Date	Nov 24, 2020
Book Page	006977/000149
Instrument	540383

Lender

Name	IRCO CMNTY FCU
Type	Credit Union
Address	PHILLIPSBURG, NJ 08865

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 23, 2025

November 2003: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	245 MORRIS ST, PHILLIPSBURG, NJ 08865-2458
Document Number	0000540382
Instrument Date	Nov 17, 2003
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	PRO-SEARCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MORRIS ST PHILLIPSBURG NJ 088652458, PHILLIPSBURG, NJ 08865-2458

Mortgage

Document Number	0000540382
Date	Nov 24, 2020
Book Page	006977/000145
Instrument	540382

Lender

Name	IRCO CMNTY FCU
Type	Credit Union
Address	PHILLIPSBURG, NJ 08865

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	156 Months
Due	Nov 23, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 245 Morris St was $6,035, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,100 (-) Land $37,100 Building $92,000	$129,100 (-) Land $37,100 Building $92,000
2025	$6,035.00 (+2.86%)	$129,100 Land $37,100 Building $92,000	$129,100 Land $37,100 Building $92,000
2024	$5,867.00
2023		$129,100 Land $37,100 Building $92,000	$129,100 Land $37,100 Building $92,000
2022	$5,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Morris St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	11 (2004–2006)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Morris St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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