245 Morningside Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 245 Morningside Dr, Falling Waters, WV 25419

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,672 sqft · built 1994
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Oct 2020)
Tax Bill	$2,373 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-13H-0221.0000`

Property Details

APN / Parcel Number

Primary APN	`02-13H-0221.0000`
Alternative APNs	`02-02-13H-0221.0000` `07215378`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,672 sqft Living Area
1st Floor Area	836 sqft

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	2,614 sqft (0.06 acres)
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07215378
Street Address	245 MORNINGSIDE DR
City	FALLING WATERS
State	WV
Zip	25419-4055
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.06 ACRE LOT 61 PHASE 4 SPRING MILLS TOWNHOUSE LOTS
Legal Subdivision	SPRING MILLS TWNHSE
Legal Lot Number	61
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2000
Census Tract	971105

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	245 MORNINGSIDE DR, FALLING WATERS, WV 25419-4055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUD
Jun 25, 2019	Deed, Transfer · Commercial Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	20200030201
Deed Book / Page	1308 / 22
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	245 MORNINGSIDE DR, FALLING WATERS, WV 25419-4055
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003850/667
Date	Jan 25, 2022
Book Page	3850/667
Instrument	20220002452

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jun 25, 2019
Property Address	245 MORNINGSIDE DR, FALLING WATERS, WV 25419-4055
Document Number	1253/67
Book / Page	1253 / 67
Map Reference	PC 5 SL 146
Instrument Date	May 21, 2019
Instrument	20190018934
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$843.15
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 S LAKEWOOD DR, RIDGELEY, WV 26753-6728
Investor	Possibly a Property Investor

Mortgage

Document Number	003378/537
Date	Jun 25, 2019
Book Page	3378/537
Instrument	20190018935

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,373.00 (+2.42%)	$97,620 (+6.48%) Land $30,600 Building $67,020	$162,700 (+6.48%) Land $51,000 Building $111,700
2023	$2,317.00	$91,680 Land $24,540 Building $67,140	$152,800 Land $40,900 Building $111,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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