245 Moore St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 245 Moore St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1948
Lot Size	1.16 acres (50,660 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Mar 2022)
Tax Bill	$5,257 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:032-10550 B:19 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:032-10550 B:19 L:0`
Alternative APNs	`LUDL M:32 B:10550 P:19` `5903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	3,384 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	50,660 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5903
Street Address	245 MOORE ST
City	LUDLOW
State	MA
Zip	01056-1600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Block	10550
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3015
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 MOORE ST, LUDLOW, MA 01056-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 11, 2022	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage VLY B & T NEW
Oct 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 28, 2019	Foreclosure · Stand-Alone First Mortgage LAWRENCE M TIBERIO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	202215144
Deed Book / Page	24445 / 164
Transfer Doc	0000000006
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	245 MOORE ST, LUDLOW, MA 01056-1600
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025292-578
Date	Jan 17, 2024
Book Page	25292/578
Instrument	2213

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2052

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Mar 11, 2022
Property Address	245 MOORE ST, LUDLOW, MA 01056-1600
Document Number	024445-164
Book / Page	24445 / 164
Instrument Date	Mar 11, 2022
Instrument	15144
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MOORE ST, LUDLOW, MA 01056-1600

Mortgage

Document Number	0000015145
Date	Mar 11, 2022
Instrument	15145

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	245 MOORE ST, LUDLOW, MA 01056-1600
Document Number	23165-599
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 RED RIDGE RD WILBRAHAM MA 01095, WILBRAHAM, MA 01095

Mortgage

Document Number	23165-599
Date	Apr 10, 2020
Book Page	023165/000599
Instrument	18779

Lender

Name	VLY B & T NEW

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Oct 3, 2019
Property Address	245 MOORE ST, LUDLOW, MA 01056-1600
Document Number	22886-70
Book / Page	022886 / 000070
Instrument Date	Oct 2, 2019
Instrument	57503
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$1,069.50
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 RED BRIDGE RD WILBRAHAM MA 010951229, WILBRAHAM, MA 01095-1229

January 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	LUDLOW MA
Recording Date	Jan 28, 2019
Property Address	245 MOORE ST, LUDLOW, MA 01056-1600
Document Number	22537-233
Book / Page	22537 / 233
Instrument Date	Jan 7, 2019
Instrument	4991
Transaction Type	Foreclosure
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9199, SPRINGFIELD, MA
Investor	Possibly a Property Investor

Mortgage

Document Number	4992
Date	Jan 28, 2019
Instrument	4992

Lender

Name	LAWRENCE M TIBERIO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,257.00 (+3.2%)	$303,000 (+7.6%) Land $92,800 Building $210,200	$380,095 (+4.6%)
2024	$5,094.00 (+6.35%)	$281,600 (+14.7%) Land $92,900 Building $188,700	$363,375
2023	$4,790.00	$245,500 Land $77,200 Building $168,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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