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245 Montserrat Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 245 Montserrat Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,257 sqft · built 2020
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$361,000 (Jan 2021)
Tax Bill$4,636 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN027442-1990

Property Details

APN / Parcel Number

Primary APN027442-1990

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,257 sqft Living Area
Gross Area2,884 sqft
1st Floor Area2,257 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area627 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address245 MONTSERRAT DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description97/44-51 WINDWARD RANCH PHASE THIRTEEN LOT 199 OR5141/471
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE THIRTEEN
Legal Block1
Legal Lot Number199
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address245 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 4, 2021 · Amount on Record
Deed SaleJan 4, 2021 · Amount on Record
Deed Document Number2021205
Deed Book / Page5141 / 471
Record UpdatedJun 8, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJan 4, 2021
Property Address245 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1101
Document Number0051410471
Book / Page5141 / 471
Map ReferenceMB 97 PG 44
Instrument DateDec 29, 2020
Instrument2021000205
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,527.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 MONTSERRAT DR, SAINT AUGUSTINE, FL 32092-1101

Mortgage

Document Number0005141475
DateJan 4, 2021
Instrument5141/475
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$367,850 (+2.7%)$461,217 (-1.81%) Land $100,000 Building $361,217
2025$4,636.00 (+12.42%) Homeowner's exemption$358,179 (+2.9%)$469,736 (-2.98%) Land $100,000 Building $369,736
2024$4,124.00 (+22.16%) Homeowner's exemption$348,085 (+21.98%)$484,143 (+26.8%) Land $100,000 Building $384,143
2023$3,376.00 (+2.99%) Homeowner's exemption$285,372 (+3%)$381,810 (+4.26%) Land $90,720 Building $291,090
2022$3,278.00 Homeowner's exemption$277,060$366,219 Land $84,000 Building $282,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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