McLennan County property record for 245 Monthie Rd, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1984 |
| Lot Size | 5.03 acres (219,281 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $99,800 (Oct 2015) |
| Tax Bill | $2,067 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-056000-000913-0 |
| Primary APN | 28-056000-000913-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Flooring | Carpet |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 219,281 sqft |
| Lot Dimensions | 711 ft deep x 342 ft wide |
| Garage Type | Carport |
| Garage Area | 900 sqft |
| Carport | Carport |
| Carport Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 245 MONTHIE RD |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-6127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | GARZA F ACRES 5.034 |
| Legal Subdivision | GARZA F |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | ELM MOTT |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 3401 |
245 Monthie Rd is owned and occupied by two individuals who bought it in October 2015.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 MONTHIE RD, WACO, TX 76705-6127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2015 · Amount on File |
| Deed Sale | Oct 12, 2015 · Amount on File |
| Deed Document Number | 201531869 |
| Prior Transfer Date | Oct 9, 2015 |
| Prior Transfer Doc | 0000031869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 245 MONTHIE RD, WACO, TX 76705-6127 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000007771 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 2022007771 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 245 MONTHIE RD, WACO, TX 76705-6127 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010214 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021010214 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 245 Monthie Rd was $2,067 with a homeowner's exemption, down 4.2% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | La Vega Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,295 (+9.19%) Land $60,305 Building $195,990 | $256,295 (-10.32%) Land $60,305 Building $195,990 | |
| 2025 | $2,067.00 (-4.17%) Homeowner's exemption | $234,725 Land $48,960 Building $236,830 | $285,790 Land $48,960 Building $236,830 |
| 2024 | $2,157.00 | ||
| 2023 | $259,950 Land $48,960 Building $210,990 | $259,950 Land $48,960 Building $210,990 | |
| 2022 | $1,641.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Monthie Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Monthie Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 73% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PURE WSC serves 1,125 people · EPA ID TX1550039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures