245 Monroe St, Lamont, IA 50650 Property Records

Buchanan County property record for 245 Monroe St, Lamont, IA 50650

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,590 sqft · built 1910
Lot Size0.62 acres (27,007 sqft)
OwnerIndividual Name on File
Last Sale$54,000 (Jun 2023)
Tax Bill$998 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0423151009

Property Details

APN / Parcel Number

Primary APN0423151009

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,590 sqft Living Area
AtticAttic
Attic Area715 sqft
Basement Area1,300 sqft
Unfinished Basement1,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Lot Area27,007 sqft (0.62 acres)
Garage Area624 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address245 MONROE ST
CityLAMONT
StateIA
Zip50650-9767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-90-7LOT 29 OF SUB DIV NW& NW NE
Legal Range7W
Legal Township90N
Legal Section23
Legal Lot Number29
JurisdictionBUCHANAN IA
Township / Civil DivisionMADISON
Census Block Group1
Census Block1041
Census Tract950100

Owner

Source: Buchanan County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address245 MONROE ST, LAMONT, IA 50650-9767
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Deed Document Number20231787
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address245 MONROE ST, LAMONT, IA 50650-9767
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R01788
DateJun 30, 2023
Instrument2023R01788
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityLamont City
Unified School DistrictStarmont Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$998.00 (+22%) Homeowner's exemption$87,320 (+22.57%) Land $10,630 Building $76,690$87,320 (+22.57%) Land $10,630 Building $76,690
2023$818.00 Homeowner's exemption$71,240 Land $9,490 Building $61,750$71,240 Land $9,490 Building $61,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (2008–2010)
Claims Outside the SFHA1 of 8
Most Recent ClaimJul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, May 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Uniti Group
DSL
200 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Comelec Services, LTD Broadband.

Nearby Properties on Monroe St

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