245 Milton Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 245 Milton Rd, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	8 bd · 4 ba · 4,969 sqft · built 1880
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Last Sale	$3,550,000 (Feb 2021)
Tax Bill	$66,143 (2026)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-15-2-3`

Property Details

APN / Parcel Number

Primary APN	`551400 146-15-2-3`
Alternative APN	`140014601500020030000000`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	4,969 sqft Living Area
1st Floor Area	2,539 sqft
2nd Floor Area	1,620 sqft
Upper Floors Area	810 sqft
Basement Area	634 sqft
Unfinished Basement	634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	55,757 sqft (1.28 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	245 MILTON RD
City	RYE
State	NY
Zip	10580-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SECTION ONE OF MAP OF LOCUST FARMS
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	5
Census Block	5004
Census Tract	7600

Owner

245 Milton Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 MILTON RD, RYE, NY 10580-3542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIBANK NA
Jun 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 11, 2019	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Feb 25, 2021 · Amount on File
Deed Document Number	2021610523022
Record Updated	Oct 29, 2026

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 25, 2021
Property Address	245 MILTON RD, RYE, NY 10580-3542
Document Number	0610523022
Instrument Date	Feb 23, 2021
Instrument	610523022
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 MILTON RD, RYE, NY 10580-3542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 APAWAMIS AVE, RYE, NY 10580-3602

Mortgage

Document Number	0610563261
Date	Feb 25, 2021
Instrument	610563261

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	245 MILTON RD, RYE, NY 10580-3542
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0591783128
Date	Jun 27, 2019
Instrument	591783128

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	245 MILTON RD, RYE, NY 10580-3542
Document Number	0591783139
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 MILTON RD RYE NY 105803542, RYE, NY 10580-3542

Mortgage

Document Number	0591783139
Date	Jun 27, 2019
Book Page	059178/003139

Lender

Name	WELLS FARGO BK
Type	Bank
Address	2701 WELLS FARGO WAY, MINNEAPOLIS, MN 55467-8000

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2026 property tax bill for 245 Milton Rd was $66,143, up 364.8% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$66,143.00 (+364.81%)
2025	$14,230.00	$52,175 (-) Land $10,250 Building $41,925	$4,421,610 (+6.78%) Land $868,644 Building $3,552,966
2024		$52,175 (-) Land $10,250 Building $41,925	$4,140,873 (+2.38%) Land $813,492 Building $3,327,381
2023		$52,175 Land $10,250 Building $41,925	$4,044,574 Land $794,574 Building $3,250,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Milton Rd in Zone X, an area of minimal flood risk, though there have been 143 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	143 (1979–2023)
Claims Outside the SFHA	39 of 143
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Milton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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