Middlesex County and Chelmsford Town property record for 245 Mill Rd, Chelmsford, MA 01824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,430 sqft · built 1955 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,900 (Sep 1998) |
| Tax Bill | $8,193 (2026) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | CHEL M:0106 B:0391 L:7 |
| Primary APN | CHEL M:0106 B:0391 L:7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,430 sqft Living Area |
| Gross Area | 3,688 sqft |
| 1st Floor Area | 1,056 sqft |
| Attic | Attic |
| Attic Area | 936 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 5264 |
|---|---|
| Street Address | 245 MILL RD |
| City | CHELMSFORD |
| State | MA |
| Zip | 01824-4129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Block | 391 |
| Legal Lot Number | 7 |
| Jurisdiction | CHELMSFORD MA |
| Township / Civil Division | CHELMSFORD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 317102 |
245 Mill Rd is owned by an individual who bought it in September 1998.
Source: Middlesex County and Chelmsford Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 KIRSI CIR, WESTFORD, MA 01886-2013 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 1998 · Amount on File |
| Deed Sale | Sep 25, 1998 · Amount on File |
| Prior Sale | Aug 5, 1992 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHELMSFORD MA |
| Property Address | 245 MILL RD, CHELMSFORD, MA 01824-4129 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 30828-18 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 30828/18 |
| Instrument | 1234 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jan 1, 2032 |
The 2026 property tax bill for 245 Mill Rd was $8,193, up 5.7% from the year before.
Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Chelmsford Town |
| Unified School District | Chelmsford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,193.00 (+5.7%) | $617,400 (+10.72%) Land $300,600 Building $316,800 | $629,945 (-) |
| 2025 | $7,751.00 (+3.54%) | $557,600 (+1.46%) Land $273,800 Building $283,800 | $629,945 (+2.66%) |
| 2024 | $7,486.00 (+4.54%) | $549,600 (+10.3%) Land $273,800 Building $275,800 | $613,605 |
| 2023 | $7,161.00 | $498,300 Land $291,400 Building $206,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Mill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHELMSFORD WATER DISTRICT serves 28,750 people · EPA ID MA3056000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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