245 Memory Ln, Rock Hill, SC 29732 Property Records

York County property record for 245 Memory Ln, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,369 sqft · built 2004
Lot Size	0.354 acres (15,407 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (May 2021)
Tax Bill	$3,000 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`593-08-01-095`

Property Details

APN / Parcel Number

Primary APN	`593-08-01-095`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,369 sqft Living Area
Gross Area	2,977 sqft
1st Floor Area	1,141 sqft
2nd Floor Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	15,407 sqft (0.354 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	59 sqft
Patio Area	150 sqft

Location & Zoning

Street Address	245 MEMORY LN
City	ROCK HILL
State	SC
Zip	29732-8347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF3
Legal Description	LOT 158 EBENEZER VILLAGE PH IV
Legal Subdivision	EBENEZER VILLAGE PH IV
Legal Lot Number	158
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	2
Census Block	2000
Census Tract	60909

Owner

245 Memory Ln is owned and occupied by an individual who bought it in May 2021.

Source: York County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	245 MEMORY LN, ROCK HILL, SC 29732-8347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
May 24, 2021	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Dec 30, 2004 · Amount on File
Deed Document Number	202129839
Deed Book / Page	19284 / 483
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	245 MEMORY LN, ROCK HILL, SC 29732-8347
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008500232
Date	Mar 31, 2022
Book Page	20085/232
Instrument	2022015202

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jun 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	May 24, 2021
Property Address	245 MEMORY LN, ROCK HILL, SC 29732-8347
Document Number	1928400484
Book / Page	19284 / 484
Map Reference	MB C349 PG 7
Instrument Date	May 21, 2021
Instrument	2021029839
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 MEMORY LN, ROCK HILL, SC 29732-8347

Mortgage

Document Number	2021029840
Date	May 24, 2021
Instrument	2021029840

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 245 Memory Ln was $3,000.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,000.00	$13,960 Land $2,600 Building $11,360	$349,000 Land $65,000 Building $284,000
2023	$2,679.00	$12,180 Land $1,800 Building $10,380	$304,504 Land $45,000 Building $259,504

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Memory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Memory Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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