Haywood County property record for 245 McCracken Farm Rd, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,062 sqft · built 1999 |
| Lot Size | 5.59 acres (243,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Jan 2020) |
| Tax Bill | $3,726 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8740-03-7405 |
| Primary APN | 8740-03-7405 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 1,062 sqft Heated Area |
| Gross Area | 2,404 sqft |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 1,342 sqft |
| Finished Basement | 1,342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Lot Area | 243,500 sqft (5.59 acres) |
| Terrain | Wooded |
| Garage Area | 672 sqft |
| Porch | Slab |
| Porch Area | 392 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 260536 |
|---|---|
| Street Address | 255 MCCRACKEN FARM RD |
| City | CLYDE |
| State | NC |
| Zip | 28721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #3-4 REVISION MCCRACKEN FARMS |
| Legal Subdivision | MCCRACKEN FARMS |
| Legal Unit | 3 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CRABTREE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 920102 |
Source: Haywood County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 MCCRACKEN FARM RD, CLYDE, NC 28721-7790 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2020 · Amount on Record |
| Deed Sale | Jan 6, 2020 · Amount on Record |
| Deed Document Number | 202099 |
| Deed Book / Page | 988 / 2109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 255 MCCRACKEN FARM RD, CLYDE, NC 28721-7790 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0011350342 |
|---|---|
| Date | Aug 27, 2025 |
| Book Page | 1135/342 |
| Instrument | 2025007126 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $524,400 (-) Land $125,700 Building $398,700 | ||
| 2025 | $3,726.00 | $524,400 (+14.09%) Land $125,700 Building $398,700 | $524,400 (-) Land $125,700 Building $398,700 |
| 2023 | $459,629 Land $60,929 Building $398,700 | $524,400 (-) Land $125,700 Building $398,700 | |
| 2021 | $524,400 Land $125,700 Building $398,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1994–1999) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1999 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum, T-Mobile, Zito Media.
4G LTE (outdoors only), no 5G reported
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