245 Mayfly Ln, Berthoud, CO 80513 Property Records

Larimer County property record for 245 Mayfly Ln, Berthoud, CO 80513

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,848 sqft · built 2024
Lot Size	0.061 acres (2,700 sqft)
Owner	Individual Name on File
Last Sale	$509,990 (Jun 2025)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94242-56-004`

Property Details

APN / Parcel Number

Primary APN	`94242-56-004`
Alternative APN	`R1679025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Basement Area	864 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,700 sqft (0.061 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1679025
Street Address	245 MAYFLY LN
City	BERTHOUD
State	CO
Zip	80513-2837
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 4, BLOCK 4, FICKEL FARM PUD FOURTH FILING; BER (20220015532)
Legal Subdivision	FICKEL FARM PUD 4TH FIL (20220015532)
Legal Block	4
Legal Lot Number	4
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2029
Census Tract	2700

Owner

245 Mayfly Ln, a townhouse, is owned and occupied by an individual who bought it in June 2025.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	245 MAYFLY LN, BERTHOUD, CO 80513-2837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FITZSIMONS COMMUNITY FCU
Jun 24, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Deed Document Number	20250028426
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	245 MAYFLY LN, BERTHOUD, CO 80513-2837
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048540
Date	Oct 16, 2025
Instrument	20250048540

Lender

Name	FITZSIMONS COMMUNITY FCU
Type	Credit Union
Address	AURORA, CO 80045

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2040

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 24, 2025
Property Address	245 MAYFLY LN, BERTHOUD, CO 80513-2837
Document Number	0000028426
Instrument Date	Jun 20, 2025
Instrument	20250028426
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2026
Title Company	CTA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	245 MAYFLY LN, BERTHOUD, CO 80513-2837

Mortgage

Document Number	0000028427
Date	Jun 24, 2025
Instrument	20250028427

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 245 Mayfly Ln was $3,168, up 39.4% from the year before.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,168.00 (+39.44%)	$31,307 (+32.48%) Land $7,538 Building $23,769	$500,900 (+491.38%) Land $120,600 Building $380,300
2024	$2,272.00 (+3.7%)	$23,631 (-) Land $23,631	$84,700 (-) Land $84,700
2023	$2,191.00 (+219,%)	$23,631 (+214,727.27%) Land $23,631	$84,700 (+211,65%) Land $84,700
2022	$1.00	$11 Land $11	$40 Land $40

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 245 Mayfly Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Mayfly Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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