Schenectady County and Schenectady City property record for 245 Marshall Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,727 sqft · built 1950 |
| Lot Size | 0.293 acres (12,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $62,000 (Apr 2017) |
| Tax Bill | $7,113 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.32-2-11 |
| Primary APN | 421500 60.32-2-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,727 sqft Living Area |
| 1st Floor Area | 1,076 sqft |
| Upper Floors Area | 651 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,800 sqft (0.293 acres) |
| Lot Dimensions | 160 ft deep x 80 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 245 MARSHALL AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 50 1 WOOD |
| Legal Subdivision | REVISED MAP #I EASTHOLM EASTHOLM CO |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 245 MARSHALL AVE, SCHENECTADY, NY 12304-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Apr 11, 2017 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2017 · Amount on Record |
| Deed Sale | Apr 11, 2017 · Amount on Record |
| Deed Document Number | 201716087 |
| Deed Book / Page | 1960 / 525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 245 MARSHALL AVE, SCHENECTADY, NY 12304-2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 245 MARSHALL AVE, SCHENECTADY, NY 12304-2019 |
| Document Number | 0000046349 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 5252/708 |
| Instrument | 202246349 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 245 MARSHALL AVE, SCHENECTADY, NY 12304-2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 245 MARSHALL AVE, SCHENECTADY, NY 12304-2019 |
| Document Number | 0000046348 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 5252/689 |
| Instrument | 202246348 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 11, 2017 |
| Property Address | 245 MARSHALL AVE, SCHENECTADY, NY 12304-2019 |
| Document Number | 0000016087 |
| Book / Page | 1960 / 525 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 201716087 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $248.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 MARSHALL AVE, 245, SCHENECTADY, NY 12304-2019 |
| Name | Verified Name |
|---|---|
| Address | 6115 OAK HILL CIR, RENSSELAER, NY 12144-8816 |
| Document Number | 0000016088 |
|---|---|
| Date | Apr 11, 2017 |
| Book Page | 4754/443 |
| Instrument | 201716088 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,113.00 (+1.77%) | ||
| 2025 | $6,989.00 (+5.11%) | $133,600 (-) Land $20,000 Building $113,600 | $221,229 (+30.82%) Land $33,118 Building $188,111 |
| 2023 | $133,600 (-) Land $20,000 Building $113,600 | $169,114 (+3.8%) Land $25,316 Building $143,798 | |
| 2022 | $133,600 Land $20,000 Building $113,600 | $162,927 Land $24,390 Building $138,537 | |
| 2021 | $6,649.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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