Suffolk County and Smithtown Town property record for 245 Maple Ave, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 1908 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Feb 2023) |
| Tax Bill | $13,192 (2024) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 130.-3-12 |
| Primary APN | 473489 130.-3-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 1,652 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Type | Attached |
| Garage Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Gazebo | 137 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 245 MAPLE AVE |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-10426 TC-70 R E HARMON R E HARMONANDREW REUS MAPLE AVE |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 135303 |
Source: Suffolk County and Smithtown Town assessment roll, APN 473489 130.-3-12, as of August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 MAPLE AVE, SMITHTOWN, NY 11787-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Feb 03, 2023 | Deed, Transfer · Stand-Alone First Mortgage EMBRACE HOME LOANS INC |
| Jan 16, 2020 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 03, 2023 · Amount on Record |
| Deed Sale | Feb 03, 2023 · Amount on Record |
| Prior Sale | Jan 16, 2020 · Amount on Record |
| Deed Book / Page | 13187 / 707 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 03, 2023 |
| Property Address | 245 MAPLE AVE, SMITHTOWN, NY 11787-4516 |
| Document Number | 0131870707 |
| Book / Page | 13187 / 707 |
| Instrument Date | Nov 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 TOWNE HOUSE VLG, ISLANDIA, NY 11749-4822 |
| Investor | Possibly a Property Investor |
| Document Number | 0023480158 |
|---|---|
| Date | Feb 03, 2023 |
| Instrument | 23480/158 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 16, 2020 |
| Property Address | 245 MAPLE AVE, SMITHTOWN, NY 11787-4516 |
| Document Number | 0130440282 |
| Book / Page | 13044 / 282 |
| Instrument Date | Dec 05, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Smithtown Town assessment roll as of August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,070 (-) Land $500 Building $4,570 | $633,750 (+10,774.23%) Land $62,500 Building $571,250 | |
| 2024 | $13,192.00 | ||
| 2023 | $5,070 (-5.59%) Land $500 Building $4,570 | $5,828 (+6.37%) Land $575 Building $5,253 | |
| 2022 | $5,370 Land $500 Building $4,870 | $5,479 Land $510 Building $4,969 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031353033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 238 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NY5110526, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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