St. Johns County property record for 245 Manor Ln, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,146 sqft · built 2017 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,100 (Aug 2017) |
| Tax Bill | $5,655 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Sep 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002395-1060 |
| Primary APN | 002395-1060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,146 sqft Living Area |
| Gross Area | 3,812 sqft |
| 1st Floor Area | 3,146 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 245 MANOR LN |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-9122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 79/15-19 OXFORD ESTATES - PHASE THREE LOT 106 OR4426/279 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 39 |
| Legal Subdivision | OXFORD ESTATES - PHASE THREE |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 106 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 20809 |
245 Manor Ln is owned and occupied by two individuals who bought it in August 2017.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 MANOR LN, SAINT JOHNS, FL 32259-9122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 22, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Aug 24, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2017 · Amount on File |
| Deed Sale | Aug 24, 2017 · Amount on File |
| Deed Document Number | 201758822 |
| Deed Book / Page | 4426 / 279 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 245 MANOR LN, SAINT JOHNS, FL 32259-9122 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 245 MANOR LN, SAINT JOHNS, FL 32259-9122 |
| Document Number | 0053271963 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 5327/1963 |
| Instrument | 2021082967 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 245 MANOR LN, SAINT JOHNS, FL 32259-9122 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 245 MANOR LN, SAINT JOHNS, FL 32259-9122 |
| Document Number | 0056391753 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 5639/1753 |
| Instrument | 2022091299 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Sep 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 245 MANOR LN, SAINT JOHNS, FL 32259-9122 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048360635 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 4836/0635 |
| Instrument | 2019087737 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Oct 17, 2059 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 245 MANOR LN, SAINT JOHNS, FL 32259-9122 |
| Document Number | 0045181840 |
| Instrument Date | Mar 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 245 MANOR LN ST JOHNS FL 322599122, ST JOHNS, FL 32259-9122 |
| Document Number | 0045181840 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 004518/001840 |
| Instrument | 18546 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 20, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 24, 2017 |
| Property Address | 245 MANOR LN, SAINT JOHNS, FL 32259-9122 |
| Document Number | 0044260279 |
| Book / Page | 4426 / 0279 |
| Map Reference | MB79 PG15-19 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 2017058822 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | TOWN SQUARE TITLE LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 245 MANOR LN, SAINT JOHNS, FL 32259-9122 |
| Document Number | 2017058823 |
|---|---|
| Date | Aug 24, 2017 |
| Instrument | 2017058823 |
| Name | PNC MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 245 Manor Ln was $5,655 with a homeowner's exemption, up 12.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,538 (+2.7%) | $654,502 (-1.17%) Land $162,000 Building $492,502 | |
| 2025 | $5,655.00 (+12.07%) Homeowner's exemption | $433,825 (+2.9%) | $662,240 (+6.84%) Land $162,000 Building $500,240 |
| 2024 | $5,046.00 (+1.94%) Homeowner's exemption | $421,599 (+3%) | $619,838 (-1.96%) Land $162,000 Building $457,838 |
| 2023 | $4,950.00 (+2.72%) Homeowner's exemption | $409,319 (+3%) | $632,206 (+6.69%) Land $127,500 Building $504,706 |
| 2022 | $4,819.00 Homeowner's exemption | $397,397 | $592,539 Land $128,800 Building $463,739 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Manor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Manor Ln is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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