Hamilton County property record for 245 Main St, Stanhope, IA 50246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,601 sqft · built 1920 |
| Lot Size | 0.767 acres (33,390 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,384 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40862506401003 |
| Primary APN | 40862506401003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,601 sqft Living Area |
| 1st Floor Area | 544 sqft |
| Basement Area | 1,220 sqft |
| Unfinished Basement | 1,220 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,390 sqft (0.767 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 304 sqft |
| Deck Area | 160 sqft |
| Patio Area | 318 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Old Parcel Number | 40862506401003 |
|---|---|
| Street Address | 245 MAIN ST |
| City | STANHOPE |
| State | IA |
| Zip | 50246-7599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR E NW SE |
| Legal Range | 25W |
| Legal Township | 86N |
| Legal Section | 06 |
| Jurisdiction | HAMILTON IA |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960500 |
245 Main St is owned and occupied by an individual who acquired it in March 1989.
Source: Hamilton County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2414 DES MOINES ST, 20, WEBSTER CITY, IA 50595-3514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 1989 |
| Deed Sale | Mar 8, 1989 |
| Deed Document Number | 198910767 |
| Record Updated | Oct 29, 2026 |
Source: Hamilton County assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hamilton County |
| Municipality | Stanhope City |
| Unified School District | South Hamilton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,810 Land $16,540 Building $71,270 | $87,810 Land $16,540 Building $71,270 | |
| 2024 | $2,384.00 | ||
| 2023 | $112,500 (+40.36%) Land $16,810 Building $95,690 | $112,500 Land $16,810 Building $95,690 | |
| 2022 | $1,534.00 Homeowner's exemption | $80,150 Land $16,810 Building $63,340 | |
| 2021 | $80,150 Land $16,810 Building $63,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 20, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 245 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cooperative Telephone Exchange Fiber | 800 / 800 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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