245 Main St, Black Hawk, CO 80422 Property Records

Gilpin County property record for 245 Main St, Black Hawk, CO 80422

Property Summary

Property Type	Commercial Vacant Land
Lot Size	2.23 acres (97,139 sqft)
Owner	Company Name on Record
Tax Bill	$124,195 (2025)
Deeds & Mortgages	May 2019 Loan Modification Aug 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1833-073-00-207`

Property Details

APN / Parcel Number

Primary APN	`1833-073-00-207`
Alternative APN	`R013093`

Exterior

Lot Area	97,139 sqft (2.23 acres)

Location & Zoning

Account Number	R013093
Street Address	245 MAIN ST
City	BLACK HAWK
State	CO
Zip	80422
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Description	S: 7 T: 3S R: 72W SUBD: DAKOTA BLACKHAWK SUBDIVISION FILING #1 BLOCK: 001 LOT: 001A AMENDMENT 1 FORMERLY KNOWN AS BLK 38 LOTS
Legal Range	72W
Legal Township	03S
Legal Section	07
Legal Subdivision	DAKOTA BLACKHAWK SUBDIVISION FILING #1
Legal Block	1
Legal Lot Number	1A
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3035
Census Tract	13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	165 S UNION BLVD, STE100, LAKEWOOD, CO 80228-2215
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Loan Modification, Mortgage WILMINGTON TR
Aug 3, 2017	Warranty Deed, Transfer
Apr 7, 2017	Loan Modification, Mortgage CREDIT SUISSE AG CAYMAN ISS BR
Apr 7, 2017	Deed of Trust, Mortgage WILMINGTON TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GILPIN CO
Property Address	245 MAIN ST, BLACK HAWK, CO 80422
Document Number	0000163498
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17301 W COLFAX AVE #250 GOLDEN CO 804014800, 250, GOLDEN, CO 80401-4800

Mortgage

Document Number	0000163498
Date	May 10, 2019
Instrument	163498

Lender

Name	WILMINGTON TR
Address	MINNEAPOLIS, MN 55402

Agreement

Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILPIN CO
Recording Date	Aug 3, 2017
Property Address	245 MAIN ST, BLACK HAWK, CO 80422
Document Number	0000159649
Instrument Date	Aug 1, 2017
Instrument	159649
Transaction Type	Transfer
Record Updated	Oct 19, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17301 W COLFAX AVE #250 GOLDEN CO 804014800, 250, GOLDEN, CO 80401-4800

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GILPIN CO
Property Address	245 MAIN ST, BLACK HAWK, CO 80422
Document Number	0000158773
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17301 W COLFAX AVE #250 GOLDEN CO 804014800, 250, GOLDEN, CO 80401-4800

Mortgage

Document Number	0000158773
Date	Apr 10, 2017
Instrument	158773

Lender

Name	CREDIT SUISSE AG CAYMAN ISS BR
Type	Funding / Finance Company
Address	11 MADISON AVE, NEW YORK, NY 10010-3643

Agreement

Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILPIN CO
Property Address	245 MAIN ST, BLACK HAWK, CO 80422
Document Number	0000158776
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17301 W COLFAX AVE #250 GOLDEN CO 804014800, 250, GOLDEN, CO 80401-4800

Mortgage

Document Number	0000158776
Date	Apr 11, 2017
Instrument	158776

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Apr 10, 2024

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Municipality	Black Hawk City
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124,195.00 (+2.58%)	$1,591,070 (+0.65%) Land $1,591,070	$5,892,850 (+4%) Land $5,892,850
2024	$121,067.00 (+1.06%)	$1,580,810 (-) Land $1,580,810	$5,665,980 (-) Land $5,665,980
2023	$119,795.00 (+17.29%)	$1,580,810 (+20.26%) Land $1,580,810	$5,665,980 (+25.01%) Land $5,665,980
2022	$102,139.00	$1,314,450 Land $1,314,450	$4,532,590 Land $4,532,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 89% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLACK HAWK serves 15,167 people · EPA ID CO0124147
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber · Cable in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures