245 Madison St, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 245 Madison St, Lyndhurst, NJ 07071

Property Summary

Property TypeSingle Family Home
Details2,955 sqft · built 2022
Lot Size0.048 acres (2,087 sqft)
OwnerCompany Name on Record
Tax Bill$18,443 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-00114-0000-00006-06-C0002

Property Details

APN / Parcel Number

Primary APN32-00114-0000-00006-06-C0002

Interior

Building Area2,955 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCondo/Apartment
Lot Area2,087 sqft (0.048 acres)

Location & Zoning

Street Address245 MADISON ST, 2
CityLYNDHURST
StateNJ
Zip07071-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPENN MADISON CONDO
Legal Block114
Legal Lot Number6.06
JurisdictionBERGEN NJ
Township / Civil DivisionLYNDHURST
Census Block Group4
Census Block4003
Census Tract31100

Owner

Source: Bergen County and Lyndhurst Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address245 MADISON ST, LYNDHURST, NJ 07071-1306
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateDec 8, 2023
Property Address245 MADISON ST, LYNDHURST, NJ 07071-1306
Document Number0051381683
Book / Page5138 / 1683
Instrument DateNov 2, 2023
Instrument2023078675
Transaction TypeTransfer
Record UpdatedDec 5, 2025
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,835.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address263 CLINTON TER, LYNDHURST, NJ 07071-2502

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 MADISON ST, LYNDHURST, NJ 07071-1306

Mortgage

Document Number2023078676
DateDec 8, 2023
Instrument2023078676
Lender
NameVISIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateDec 1, 2030
Change Frequency6 Months
Min Rate At Change4.25%
Max Rate At Change8.25%
IndexSOFR Average 30-Day
Max Rate11.2%

Tax Assessment & Valuation

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
County SubdivisionLyndhurst Township
Unified School DistrictLyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$879,900 (+6.15%) Land $257,500 Building $622,400$879,900 (+6.15%) Land $257,500 Building $622,400
2025$18,443.00 (+7.52%)$828,900 (-2.48%) Land $236,500 Building $592,400$828,900 (-2.48%) Land $236,500 Building $592,400
2024$17,153.00$850,000
$850,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims15 (1983–2012)
Claims Outside the SFHA3 of 15
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Hurricane Sandy, Oct 2012 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNDHURST WATER DEPARTMENT
serves 22,000 people · EPA ID NJ0232001
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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