Carver County property record for 245 Luisa Ct, Chaska, MN 55318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,874 sqft · built 1995 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $670,000 (Sep 2026) |
| Tax Bill | $8,558 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jun 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1260490 |
| Primary APN | 30-1260490 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,874 sqft Finished Area |
| Gross Area | 3,842 sqft |
| 1st Floor Area | 1,706 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,028 sqft (0.345 acres) |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 840 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 240 sqft |
| Deck Area | 356 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 245 LUISA CT |
|---|---|
| City | CHASKA |
| State | MN |
| Zip | 55318-1996 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 28 TOWNSHIP 116 RANGE 023 CORTINA WOODS LOT 004 BLOCK 006 |
| Legal Range | 023 |
| Legal Township | 116 |
| Legal Section | 28 |
| Legal Subdivision | CORTINA WOODS |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | CHASKA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 90902 |
Source: Carver County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 LUISA CT, CHASKA, MN 55318-1996 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Jun 4, 2021 | Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG |
| Jan 9, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICAN INVTRS BK & MTG |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MTG & EQUITY CNSLTS I |
| Jul 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on Record |
| Deed Sale | Sep 8, 2026 · Amount on Record |
| Prior Sale | Jul 21, 2017 · Amount on Record |
| Deed Document Number | 2026805352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Sep 8, 2026 |
| Property Address | 245 LUISA CT, CHASKA, MN 55318-1996 |
| Document Number | 0000805352 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026805352 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $223,311.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 245 LUISA CT, CHASKA, MN 55318-1996 |
| Document Number | 0000805353, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 2026805353 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 245 LUISA CT, CHASKA, MN 55318-1996 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 000A726286 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | A726286 |
| Name | AMERICAN INVESTORS BANK & MORTGAGE |
|---|---|
| Type | Bank |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 15, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 245 LUISA CT, CHASKA, MN 55318-1996 |
| Document Number | 0000707045 |
| Instrument Date | Oct 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 245 LUISA CT CHASKA MN 553181996, CHASKA, MN 55318-1996 |
| Document Number | 0000707045 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 707045 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 7, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 245 LUISA CT, CHASKA, MN 55318-1996 |
| Document Number | 0000689959 |
| Instrument Date | Jan 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 245 LUISA CT CHASKA MN 553181996, CHASKA, MN 55318-1996 |
| Document Number | 0000689959 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 689959 |
| Name | AMERICAN INVTRS BK & MTG |
|---|---|
| Type | Bank |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 15, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 245 LUISA CT, CHASKA, MN 55318-1996 |
| Document Number | 0000685123 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | EDGEWATER TITLE GROUP LLC, EDGEWATER TITLE GRP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 245 LUISA CT CHASKA MN 553181996, CHASKA, MN 55318-1996 |
| Document Number | 0000685123 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 685123 |
| Name | AMERICAN MTG & EQUITY CNSLTS I |
|---|---|
| Type | Mortgage Company |
| Address | EDINA, MN 55439 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARVER MN |
| Recording Date | Jul 21, 2017 |
| Property Address | 245 LUISA CT, CHASKA, MN 55318-1996 |
| Document Number | 0000648778 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 648778 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2017 |
| Title Company | HMS TITLE SERVICES, HMS TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,641.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 245 LUISA CT CHASKA MN 553181996, CHASKA, MN 55318-1996 |
| Document Number | 648779 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 648779 |
| Name | MEGASTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DENVER, CO 80204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 20, 2047 |
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Chaska City |
| Unified School District | Eastern Carver County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,558.00 (+11.03%) Homeowner's exemption | $669,100 (+3.37%) Land $150,000 Building $519,100 | $669,100 (+3.37%) Land $150,000 Building $519,100 |
| 2025 | $647,300 (+0.89%) Land $145,000 Building $502,300 | $647,300 (+0.89%) Land $145,000 Building $502,300 | |
| 2024 | $7,708.00 (+1.53%) Homeowner's exemption | $641,600 (+1.78%) Land $145,000 Building $496,600 | $641,600 (+1.78%) Land $145,000 Building $496,600 |
| 2023 | $7,592.00 Homeowner's exemption | $630,400 Land $145,000 Building $485,400 | $630,400 Land $145,000 Building $485,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chaska serves 30,000 people · EPA ID MN1100002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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