245 Lower County Rd, West Harwich, MA 02671 Property Records

Barnstable County and Harwich Town property record for 245 Lower County Rd, West Harwich, MA 02671

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Lot Size0.46 acres (20,038 sqft)
Owner2 Company Names on Record
Last Sale$1,400,000 (Jul 2024)
Tax Bill$5,969 (2025)
Deeds & MortgagesFeb 2022 Refinance
Mar 2021 Refinance
Flood ZoneZone X (minimal risk)
APNHARW M:5 P:D5

Property Details

APN / Parcel Number

Primary APNHARW M:5 P:D5
Alternative APNs
  • M:00005 B:D005 L:000
  • 636

Interior

Units2 Units

Exterior

Lot Area20,038 sqft (0.46 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number636
Street Address245 LOWER COUNTY RD
CityWEST HARWICH
StateMA
Zip02671
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeR
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group3
Census Block3028
Census Tract11002

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address4591 RIVER BOTTOM DR, PEACHTREE CORNERS, GA 30092-1311
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE COD FIVE CENTS SAVINGS BANK
Mar 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE COD COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2024 · Amount on Record
Deed SaleJul 22, 2024 · Amount on Record
Prior SaleAug 7, 2007
Deed Document Number202428560
Deed Book / Page36478 / 304
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address245 LOWER COUNTY RD, HARWICH PORT, MA 02646-1712
Transaction TypeMortgage
Record UpdatedMar 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034906-63
DateFeb 15, 2022
Book Page34906/63
Instrument8234
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address245 LOWER COUNTY RD, HARWICH PORT, MA 02646-1712
Transaction TypeMortgage
Record UpdatedApr 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33946-212
DateMar 29, 2021
Book Page33946/212
Instrument21205
Lender
NameCAPE COD COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,969.00 (+3.23%)$1,009,900 (+5.32%) Land $542,900 Building $467,000$1,299,410
2024$5,782.00 (+2.97%)$958,900 (+13.39%) Land $512,200 Building $446,700
2023$5,615.00$845,700 Land $465,600 Building $380,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 115 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies291 units insured
incl. 176 condo units
Nearby Flood Claims20 (1990–2023)
Claims Outside the SFHA7 of 20
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Bob, Aug 1991 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARWICH WATER DEPARTMENT
serves 39,144 people · EPA ID MA4126000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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