245 Lois Ln, Salisbury, NC 28147 Property Records

Rowan County property record for 245 Lois Ln, Salisbury, NC 28147

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,242 sqft · built 1976
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on Record
Last Sale$308,500 (Oct 2025)
Tax Bill$1,727 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN476A041

Property Details

APN / Parcel Number

Primary APN476A041
Alternative APN
  • 44468750

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,530 sqft Living Area
1st Floor Area1,242 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Lot Area21,344 sqft (0.49 acres)
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area20 sqft
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address245 LOIS LN
CitySALISBURY
StateNC
Zip28147-8802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL9 KNOLLWOOD ACRES
Legal SubdivisionKNOLLWOOD ACRES
JurisdictionROWAN NC
Township / Civil DivisionLOCKE
Census Block Group2
Census Block2001
Census Tract51201

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address245 LOIS LN, SALISBURY, NC 28147-8802
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 27, 2020Warranty Deed, Transfer · Conventional Mortgage
LOCAL GOVERNMENT FCU
Mar 30, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2025 · Amount on Record
Deed SaleOct 15, 2025 · Amount on Record
Prior SaleApr 27, 2020 · Amount on Record
Deed Book / Page1470 / 787
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateOct 15, 2025
Property Address245 LOIS LN, SALISBURY, NC 28147-8802
Document Number0014700787
Book / Page1470 / 787
Instrument DateOct 15, 2025
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$617.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address121 SCHULMANN PL SW, CONCORD, NC 28025-5214

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 LOIS LN, SALISBURY, NC 28147-8802

Mortgage

Document Number0001470788
DateOct 15, 2025
Instrument1470/788
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateApr 27, 2020
Property Address245 LOIS LN, SALISBURY, NC 28147-8802
Document Number0013470327
Book / Page1347 / 327
Instrument DateApr 27, 2020
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1221 HOLLAND OAKS DR, 1221, CHINA GROVE, NC 28023-6809

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address245 LANE ST # LOIS, LOIS, SALISBURY, NC 28147-9297

Mortgage

Document Number13470328
DateApr 27, 2020
Instrument1347/0328
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.37%
Change FrequencyAnnually
Min Rate At Change4.25%
Index5-Year CMT
Margin2
Max Rate6%

March 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionROWAN NC
Recording DateMar 30, 2020
Property Address245 LOIS LN, SALISBURY, NC 28147-8802
Document Number0013450848
Book / Page001345 / 000848
Instrument DateAug 15, 2019
Transaction TypeForeclosure
Record UpdatedJun 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$137.00
Amount AccuracyConfirmed
Additional
  • Notice of Default

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1221 HOLLAND OAKS DR CHINA GROVE NC 280236809, CHINA GROVE, NC 28023-6809

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,727.00 (+35.77%)$254,941 (+35.73%) Land $26,000 Building $228,941$254,941 (+35.73%) Land $26,000 Building $228,941
2025$1,272.00$187,832 (-) Land $26,000 Building $161,832
2023$1,272.00$187,832 Land $26,000 Building $161,832$187,832 Land $26,000 Building $161,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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