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245 Lois Ave, Galt, CA 95632 Property Records

Sacramento County property record for 245 Lois Ave, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,050 sqft · built 1954
Lot Size0.309 acres (13,467 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Dec 2020)
Tax Bill$5,725 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN150-0153-008-0000

Property Details

APN / Parcel Number

Primary APN150-0153-008-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,050 sqft Living Area
1st Floor Area1,600 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area13,467 sqft (0.309 acres)
Garage Area300 sqft
Parking Spaces1 Parking Space
Pool Area26,000 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address245 LOIS AVE
CityGALT
StateCA
Zip95632-1723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionPOR OF FERRIS ADD TO GALT & POR PARCEL A PULLEN TRACT DES AS BEG AT A PT LOC S 0%41 E 148.5 FT FROM NE COR OF PULLEN TRACT
Legal SubdivisionPOR OF FERRIS ADD
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group2
Census Block2008
Census Tract9503

Owner

245 Lois Ave is owned and occupied by two individuals who bought it in December 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address245 LOIS AVE, GALT, CA 95632-1723
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2020 · Amount on File
Deed SaleDec 29, 2020 · Amount on File
Prior SaleAug 3, 2000 · Amount on File
Deed Book / Page20201229 / 1537
Prior Transfer DateFeb 7, 2001
Prior Transfer Doc2001001296
Record UpdatedOct 29, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateDec 29, 2020
Property Address245 LOIS AVE, GALT, CA 95632-1723
Document Number2012291537
Instrument DateDec 16, 2020
Instrument2012291537
Transaction TypeTransfer
Record UpdatedJan 13, 2021
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$506.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address245 LOIS AVE GALT CA 956321723, GALT, CA 95632-1723

Mortgage

Document Number2012291538
DateDec 29, 2020
Instrument2012291538
Lender
NameSIERRA PACIFIC MTG
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 245 Lois Ave was $5,725, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$507,875 (+2%) Land $164,231 Building $343,644
2025$5,725.00 (+4.49%)$497,917 Land $161,011 Building $336,906
2024$5,479.00 (+1.71%)
2023$5,387.00 (+4.2%)$478,583 Land $154,759 Building $323,824
2022$5,170.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 245 Lois Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Lois Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Softcom Internet Communications
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
DigitalPath
Fixed Wireless		200 / 20
Cal.net
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks.

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