245 Lobos St, San Francisco, CA 94112 Property Records

San Francisco City property record for 245 Lobos St, San Francisco, CA 94112

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,595 sqft · built 1907
Lot Size0.001 acres (47 sqft)
OwnerCompany Name on File
Tax Bill$629 (2025)
Deeds & MortgagesMay 2024 Mortgage
Nov 2017 Mortgage
+ 2 more
APN7105-026

Property Details

APN / Parcel Number

Primary APN7105-026

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,595 sqft Living Area
1st Floor Area1,595 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Construction TypeFrame
Lot Area47 sqft (0.001 acres)

Location & Zoning

Street Address245 LOBOS ST
CitySAN FRANCISCO
StateCA
Zip94112-2910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH1
Legal SubdivisionRAILROAD HOMESTEAD ASSOCIATION
Legal Block7105
Legal Lot Number26
JurisdictionSAN FRANCISCO CA
Township / Civil DivisionMERCED-MCLAREN
Census Block Group2
Census Block2003
Census Tract31402

Owner

245 Lobos St is owned by a company that acquired it in September 2013.

Source: San Francisco City records, as of September 8, 2026

Owner of RecordCompany Name on File
Mailing Address245 LOBOS ST, SAN FRANCISCO, CA 94112-2910
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 2, 2024Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Nov 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK
Feb 7, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK
Feb 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 19, 2013
Transfer Doc0K989/0354
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address245 LOBOS ST, SAN FRANCISCO, CA 94112-2910
Transaction TypeMortgage
Record UpdatedMay 15, 2024
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 LOBOS ST, SAN FRANCISCO, CA 94112-2910

Mortgage

Document Number0000035971
DateMay 2, 2024
Instrument2024035971
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2054

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address245 LOBOS ST, SAN FRANCISCO, CA 94112-2910
Document Number0K54100674
Instrument DateNov 14, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyTSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address245 LOBOS ST SAN FRANCISCO CA 941122910, SAN FRANCISCO, CA 94112-2910

Mortgage

Document Number0K54100674
DateNov 27, 2017
InstrumentK541674
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 26, 2047

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address245 LOBOS ST, SAN FRANCISCO, CA 94112-2910
Document Number0K41600511
Instrument DateFeb 7, 2017
Transaction TypeMortgage
Record UpdatedMar 30, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address245 LOBOS ST SAN FRANCISCO CA 941122910, SAN FRANCISCO, CA 94112-2910

Mortgage

Document Number0K41600511
DateMar 3, 2017
InstrumentK416511
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term420 Months
DueMar 2, 2052
Interest
Rate TypeAdjustable Rate

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN FRANCISCO CA
Property Address245 LOBOS ST, SAN FRANCISCO, CA 94112-2910
Document Number0K41500826
Instrument DateFeb 7, 2017
Transaction TypeMortgage
Record UpdatedMar 30, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address245 LOBOS ST SAN FRANCISCO CA 941122910, SAN FRANCISCO, CA 94112-2910

Mortgage

Document Number0K41500826
DateMar 1, 2017
InstrumentK415826
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 245 Lobos St was $629, up 2.4% from the year before.

Source: San Francisco City assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateCalifornia
County / MunicipalitySan Francisco City
Unified School DistrictSan Francisco Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$44,746 (+2.1%) Land $16,950 Building $27,796
2025$629.00 (+2.44%)$43,826 Land $16,597 Building $27,229
2024$614.00 (+1.15%)
2023$607.00 (+1.51%)$42,126 Land $15,953 Building $26,173
2022$598.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 245 Lobos St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 245 Lobos St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSFPUC CITY DISTRIBUTION DIVISION
serves 848,019 people · EPA ID CA3810011
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Unwired.

Nearby Properties on Lobos St

Nearby Streets

Search Property Records by Address or Parcel Number