245 Lk Powell, Laredo, TX 78041 Property Records

Webb County property record for 245 Lk Powell, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	4,164 sqft · built 2006
Lot Size	0.239 acres (10,421 sqft)
Owner	Individual Name on Record
Last Sale	$515,686 (May 2026)
Tax Bill	$11,289 (2025)
Deeds & Mortgages	Apr 2016 Mortgage Jan 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`991-10018-250`

Property Details

APN / Parcel Number

Primary APN	`991-10018-250`
Alternative APN	`318515`

Interior

Stories	2 Stories
Building Area	4,164 sqft Living Area
Gross Area	4,644 sqft
1st Floor Area	2,118 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	10,421 sqft (0.239 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	413 sqft
Porch	Open Porch
Porch Area	331 sqft

Location & Zoning

Street Address	245 LAKE POWELL
City	LAREDO
State	TX
Zip	78041-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 18 LOT 25 PHASE 12
Legal Subdivision	LAKESIDE
Legal Phase	12
Legal Block	18
Legal Lot Number	25
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1714

Owner

Source: Webb County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 LAKE POWELL, LAREDO, TX 78041-1958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2016	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB
Nov 16, 2011	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK FSB
May 29, 2026	Deed, Transfer · FHA Mortgage DIRECTIONS EQUITY
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 17, 2017	Deed of Trust, Mortgage · Line of Credit STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Deed Document Number	20261588838
Deed Book / Page	6047 / 777
Record Updated	Sep 20, 2026

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	245 LAKE POWELL, LAREDO, TX 78041-1958
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004024/877
Date	Apr 4, 2016
Book Page	4024/877
Instrument	1261019

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2046

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	245 LAKE POWELL, LAREDO, TX 78041-1958
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004941/544
Date	Jan 21, 2021
Book Page	4941/544
Instrument	1416360

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	245 LAKE POWELL, LAREDO, TX 78041-1958
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004287/792
Date	Aug 17, 2017
Book Page	4287/792
Instrument	1305830

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	245 LAKE POWELL, LAREDO, TX 78041-1958
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003175/523
Date	Nov 16, 2011
Book Page	3175/523
Instrument	1117981

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	May 29, 2026
Property Address	245 LAKE POWELL, LAREDO, TX 78041-1958
Document Number	0001588838
Book / Page	6047 / 777
Instrument Date	May 27, 2026
Instrument	20261588838
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	LAREDO TITLE AND ABSTRACT, LAREDO TITLE & ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 LAKE POWELL, LAREDO, TX 78041-1958
Investor	Possibly a Property Investor

Mortgage

Document Number	0001588839,
Date	May 29, 2026
Instrument	20261588839

Lender

Name	DIRECTIONS EQUITY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	245 LAKE POWELL, LAREDO, TX 78041-1958
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4941/544
Date	Jan 21, 2021
Book Page	4941/544
Instrument	1416360

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	245 LAKE POWELL, LAREDO, TX 78041-1958
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1305830
Date	Aug 17, 2017
Book Page	4287/792
Instrument	1305830

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,289.00 (+195.14%)	$613,744 (+1.85%) Land $174,450 Building $439,294	$613,744 (+1.85%) Land $174,450 Building $439,294
2024	$3,825.00 (+5.58%)
2023		$602,580 Land $130,369 Building $472,211	$602,580 Land $130,369 Building $472,211
2022	$3,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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