245 Lighthouse Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 245 Lighthouse Dr, Watsonville, CA 95076

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,466 sqft · built 2005
Lot Size0.023 acres (1,002 sqft)
Owner2 Individual Names on Record
Last Sale$540,000 (Apr 2021)
Tax Bill$7,514 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Aug 2019 Second Mortgage
Flood ZoneZone X (minimal risk)
APN018-692-32

Property Details

APN / Parcel Number

Primary APN018-692-32
Alternative APN
  • 018-692-32-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,466 sqft Living Area
Gross Area1,887 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Architectural StyleTownhouse
Construction TypeWood
Roof MaterialTile
Lot Area1,002 sqft (0.023 acres)
Garage TypeAttached
Garage Area421 sqft
Parking Spaces2 Parking Spaces
Deck Area107 sqft
Patio Area107 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address245 LIGHTHOUSE DR
CityWATSONVILLE
StateCA
Zip95076-7006
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal SubdivisionLAS BRISAS TR #1489
Legal Lot Number101
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group3
Census Block3012
Census Tract110402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address245 LIGHTHOUSE DR, WATSONVILLE, CA 95076-7006
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Grant Deed, Transfer · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Aug 16, 2019Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage
BAY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2021 · Amount on Record
Deed SaleApr 15, 2021 · Amount on Record
Prior SaleFeb 28, 2006 · Amount on Record
Deed Document Number202121750
Prior Transfer DateAug 9, 2019
Prior Transfer Doc0000023730
Record UpdatedSep 20, 2026

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 15, 2021
Property Address245 LIGHTHOUSE DR, WATSONVILLE, CA 95076-7006
Document Number0000021750
Map ReferenceVOL 106 PG 32
Instrument DateApr 13, 2021
Instrument2021-0021750
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$594.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address245 LIGHTHOUSE DR, WATSONVILLE, CA 95076-7006

Mortgage

Document Number0000021751
DateApr 15, 2021
Instrument2021-0021751
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateAug 16, 2019
Property Address245 LIGHTHOUSE DR, WATSONVILLE, CA 95076-7006
Document Number0000023730
Map ReferenceVOL 106 PG 32
Instrument DateAug 9, 2019
Instrument2019-0023730
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address245 LIGHTHOUSE DR, WATSONVILLE, CA 95076-7006

Mortgage

Document Number0000023731
DateAug 16, 2019
Instrument2019-0023731
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2034

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$596,204 (+2%) Land $381,570 Building $214,634
2025$7,514.00 (+13.11%)$584,512 (+4.04%) Land $374,088 Building $210,424
2023$6,643.00 (+1.78%)$561,816 Land $359,562 Building $202,254$525,240
2022$6,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Cruzio
Fixed Wireless
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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