Santa Cruz County property record for 245 Lighthouse Dr, Watsonville, CA 95076
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,466 sqft · built 2005 |
| Lot Size | 0.023 acres (1,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $540,000 (Apr 2021) |
| Tax Bill | $7,514 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Aug 2019 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-692-32 |
| Primary APN | 018-692-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,466 sqft Living Area |
| Gross Area | 1,887 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 1,002 sqft (0.023 acres) |
| Garage Type | Attached |
| Garage Area | 421 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 107 sqft |
| Patio Area | 107 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 245 LIGHTHOUSE DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-7006 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | LAS BRISAS TR #1489 |
| Legal Lot Number | 101 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 110402 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 LIGHTHOUSE DR, WATSONVILLE, CA 95076-7006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 15, 2021 | Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Aug 16, 2019 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage BAY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on Record |
| Deed Sale | Apr 15, 2021 · Amount on Record |
| Prior Sale | Feb 28, 2006 · Amount on Record |
| Deed Document Number | 202121750 |
| Prior Transfer Date | Aug 9, 2019 |
| Prior Transfer Doc | 0000023730 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 15, 2021 |
| Property Address | 245 LIGHTHOUSE DR, WATSONVILLE, CA 95076-7006 |
| Document Number | 0000021750 |
| Map Reference | VOL 106 PG 32 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 2021-0021750 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 245 LIGHTHOUSE DR, WATSONVILLE, CA 95076-7006 |
| Document Number | 0000021751 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021-0021751 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 16, 2019 |
| Property Address | 245 LIGHTHOUSE DR, WATSONVILLE, CA 95076-7006 |
| Document Number | 0000023730 |
| Map Reference | VOL 106 PG 32 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 2019-0023730 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 245 LIGHTHOUSE DR, WATSONVILLE, CA 95076-7006 |
| Document Number | 0000023731 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 2019-0023731 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,204 (+2%) Land $381,570 Building $214,634 | ||
| 2025 | $7,514.00 (+13.11%) | $584,512 (+4.04%) Land $374,088 Building $210,424 | |
| 2023 | $6,643.00 (+1.78%) | $561,816 Land $359,562 Building $202,254 | $525,240 |
| 2022 | $6,527.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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