Monroe County and Webster Town property record for 245 Lake Rd, Webster, NY 14580
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 bd · 2 ba · 1,006 sqft · built 1920 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Company Name on Record |
| Last Sale | $675,000 (Aug 2024) |
| Tax Bill | $15,747 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 063.09-1-41.1 |
| Primary APN | 265489 063.09-1-41.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,006 sqft Total Area |
| 1st Floor Area | 600 sqft |
| 2nd Floor Area | 406 sqft |
| Game Room | Game Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 2.2 ft deep x 2 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Boat Access | Boat Access |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03526000000 |
|---|---|
| Street Address | 245 LAKE RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-1013 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | 0073-14-04 |
| Legal Subdivision | BAKERS SUB |
| Legal Block | 1 |
| Legal Lot Number | 41.100 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11201 |
Source: Monroe County and Webster Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 211 LAKE RD, WEBSTER, NY 14580-1013 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Oct 8, 2021 | Executor's Deed, Transfer ROBERT AFARRUGGIA |
| Aug 31, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on Record |
| Deed Sale | Aug 16, 2024 · Amount on Record |
| Prior Sale | Oct 8, 2021 · Amount on Record |
| Deed Document Number | 2024889 |
| Deed Book / Page | 12993 / 363 |
| Prior Transfer Date | Jul 18, 2017 |
| Prior Transfer Doc | 0000000071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 245 LAKE RD, WEBSTER, NY 14580-1013 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 68 LAKE RD, WEBSTER, NY 14580-1010 |
| Document Number | 0000000643 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 30131/93 |
| Instrument | 202211160643 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Oct 8, 2021 |
| Property Address | 245 LAKE RD, WEBSTER, NY 14580-1013 |
| Document Number | 0000000540 |
| Book / Page | 12570 / 179 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 202110080540 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 BRIARWOOD PL, YORKTOWN, VA 23692-4757 |
| Name | Verified Name |
|---|---|
| Address | 360 JEFFERSON RD, ROCHESTER, NY 14623-2644 |
| Document Number | 0000000541 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 202110080541 |
| Name | ROBERT AFARRUGGIA |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 16 Months |
| Due | Feb 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 31, 2017 |
| Property Address | 245 LAKE RD, WEBSTER, NY 14580-1013 |
| Document Number | 0000000071 |
| Book / Page | 011912 / 000292 |
| Instrument Date | Nov 17, 2016 |
| Instrument | 71 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,120.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | 110 BRIARWOOD PL YORKTOWN VA 236924757, YORKTOWN, VA 23692-4757 |
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,747.00 (-37.61%) | ||
| 2025 | $25,240.00 (+94.2%) | $321,900 (-) Land $170,000 Building $151,900 | $670,600 (+20.83%) Land $354,153 Building $316,447 |
| 2023 | $321,900 (+14.96%) Land $170,000 Building $151,900 | $555,000 (+26.86%) Land $293,103 Building $261,897 | |
| 2022 | $280,000 Land $170,000 Building $110,000 | $437,500 Land $265,625 Building $171,875 | |
| 2021 | $12,997.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | May 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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