245 Lake Dr, Kensington (Berkeley), CA 94708 Property Records

Contra Costa County property record for 245 Lake Dr, Kensington, CA 94708

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,824 sqft · built 1953
Lot Size	0.197 acres (8,600 sqft)
Owner	Individual Name on Record
Last Sale	$574,000 (Aug 2004)
Tax Bill	$13,925 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`570-231-004-5`

Property Details

APN / Parcel Number

Primary APN	`570-231-004-5`
Alternative APN	`570-231-004`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1975
Lot Area	8,600 sqft (0.197 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	245 LAKE DR
City	KENSINGTON
State	CA
Zip	94708-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	BERKELEY WOODS 4 S
Legal Subdivision	BERKELEY WOODS ADD
Legal Block	S
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1010
Census Tract	392000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 LAKE DR, KENSINGTON, CA 94708-1131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Intrafamily Transfer, Transfer NOT AVAILABLE, FNC TITLE OF CALIFORNIA
Dec 6, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2004 · Amount on Record
Deed Sale	Aug 27, 2004 · Amount on Record
Deed Document Number	2004332875
Last Transfer Date	Nov 21, 2023
Transfer Doc	0000129572
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 6, 2023
Property Address	245 LAKE DR, KENSINGTON, CA 94708-1131
Document Number	0000129571
Map Reference	VOL 22 PG 654-656
Instrument Date	Nov 21, 2023
Instrument	2023-129571
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	NOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 LAKE DR, KENSINGTON, CA 94708-1131

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 6, 2023
Property Address	245 LAKE DR, KENSINGTON, CA 94708-1131
Document Number	0000129572
Map Reference	VOL 22 PG 654-656
Instrument Date	Nov 21, 2023
Instrument	2023-129572
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	NOT AVAILABLE, FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 LAKE DR, KENSINGTON, CA 94708-1131

Mortgage

Document Number	0000129573
Date	Dec 6, 2023
Instrument	2023-129573

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$958,636 (+2%) Land $724,752 Building $233,884
2025	$13,925.00 (+4.95%)	$939,841 (+4.04%) Land $710,542 Building $229,299
2023	$13,268.00 (+1.48%) Homeowner's exemption	$903,347 Land $682,951 Building $220,396
2022	$13,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile, Verizon.

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