Flathead County property record for 245 Kirby Ln, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,075 sqft · built 1981 |
| Lot Size | 5.86 acres (255,262 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $897,085 (Mar 2025) |
| Tax Bill | $2,585 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0789758 |
| Primary APN | R0789758 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 307 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 255,262 sqft (5.86 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 352 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000969520 |
|---|---|
| Street Address | 245 KIRBY LN |
| City | BIGFORK |
| State | MT |
| Zip | 59911-6571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S33, T27 N, R19 W, TR 1FB IN NE4SE4 |
| Legal Range | 19W |
| Legal Township | 27N |
| Legal Section | 33 |
| Legal Subdivision | SURVEY NO 9196 |
| Legal Tract | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1303 |
245 Kirby Ln is owned and occupied by two individuals who bought it in March 2025.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 KIRBY LN, BIGFORK, MT 59911-6571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2025 · Amount on File |
| Deed Sale | Mar 11, 2025 · Amount on File |
| Prior Sale | Aug 4, 2020 · Amount on File |
| Deed Document Number | 20254399 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 245 KIRBY LN, BIGFORK, MT 59911-6571 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 245 KIRBY LN, BIGFORK, MT 59911-6571 |
| Investor | Possibly a Property Investor |
| Document Number | 202600005834 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 202600005834 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 11, 2025 |
| Property Address | 245 KIRBY LN, BIGFORK, MT 59911-6571 |
| Document Number | 202500004399 |
| Instrument Date | Mar 7, 2025 |
| Instrument | 202500004399 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 245 KIRBY LN, BIGFORK, MT 59911-6571 |
| Document Number | 202500004400 |
|---|---|
| Date | Mar 11, 2025 |
| Instrument | 202500004400 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 4, 2020 |
| Property Address | 245 KIRBY LN, BIGFORK, MT 59911-6571 |
| Document Number | 202000022061 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 202000022061 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 245 KIRBY LN, BIGFORK, MT 59911-6571 |
| Document Number | 202000022062 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 202000022062 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 245 Kirby Ln was $2,585, up 12% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,585.00 (+12%) | $718,600 (-) | |
| 2025 | $2,308.00 | $718,600 | $718,600 Land $332,180 Building $386,420 |
| 2023 | $2,917.00 | $463,020 | $463,020 Land $188,620 Building $274,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Kirby Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Kirby Ln is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 55% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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