245 Keller St, Toone, TN 38381 Property Records

Hardeman County property record for 245 Keller St, Toone, TN 38381

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,272 sqft · built 1923
Lot Size	1.41 acres (61,305 sqft)
Owner	Individual Name on File
Last Sale	$86,400 (Sep 2025)
Tax Bill	$590 (2022)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035034I A 01000`

Property Details

APN / Parcel Number

Primary APN	`035034I A 01000`
Alternative APN	`034I A 01000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,272 sqft Living Area
1st Floor Area	1,440 sqft
Upper Floors Area	240 sqft
Basement Area	592 sqft
Finished Basement	592 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1943
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	61,305 sqft (1.41 acres)
Lot Dimensions	201 ft deep x 305 ft wide
Terrain	Rolling
Porch	Open Porch
Porch Area	300 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 KELLER ST
City	TOONE
State	TN
Zip	38381-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: A01
Jurisdiction	HARDEMAN TN
Township / Civil Division	8
Census Block Group	2
Census Block	2130
Census Tract	950100

Owner

245 Keller St is owned by an individual who bought it in September 2025.

Source: Hardeman County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	425 KELLER ST, TOONE, TN 38381-8918
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NAT'L BK
Apr 15, 2019	Loan Modification, Mortgage · Conventional Mortgage TRUSTMARK NAT'L BK
Dec 27, 2018	Grant Deed, Construction Loan · Line of Credit TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	245228
Deed Book / Page	132 / 687
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEMAN TN
Property Address	245 KELLER ST, TOONE, TN 38381-8917
Document Number	766265
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 KELLER ST TOONE TN 383818917, TOONE, TN 38381-8917

Mortgage

Document Number	766265
Date	Jul 15, 2019
Book Page	000766/000265
Instrument	188443

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SOMERVILLE, TN 38068

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 14, 2026

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEMAN TN
Property Address	245 KELLER ST, TOONE, TN 38381-8917
Document Number	765501
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 MAIN ST SALTILLO TN 383705439, SALTILLO, TN 38370-5439

Mortgage

Document Number	765501
Date	Jun 14, 2019
Book Page	000765/000501
Instrument	186958

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SOMERVILLE, TN 38068

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jun 13, 2026

December 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	HARDEMAN TN
Recording Date	Dec 27, 2018
Property Address	245 KELLER ST, TOONE, TN 38381-8917
Document Number	97758
Book / Page	000097 / 000758
Instrument Date	Dec 21, 2018
Instrument	183321
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$81.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 KELLER ST TOONE TN 383818917, TOONE, TN 38381-8917

Mortgage

Document Number	760744
Date	Dec 27, 2018
Book Page	000760/000744
Instrument	183322

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SOMERVILLE, TN 38068

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 26, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hardeman County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardeman County
Municipality	Toone Town
Unified School District	Hardeman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,000 Land $1,375 Building $22,625
2023		$24,000 (+56.61%) Land $1,375 Building $22,625	$96,000 (+56.61%) Land $5,500 Building $90,500
2022	$590.00	$15,325 Land $1,125 Building $14,200	$61,300 Land $4,500 Building $56,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Keller St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Keller St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOONE WATER SYSTEM serves 720 people · EPA ID TN0000704
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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