245 Jot Em Down Rd, Morris Chapel, TN 38361 Property Records

Hardin County property record for 245 Jot Em Down Rd, Morris Chapel, TN 38361

Property Summary

Property Type	Mobile Home
Details	1,280 sqft · built 2015
Lot Size	6.71 acres (292,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$62,900 (Dec 2017)
Tax Bill	$343 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036068 00315`

Property Details

APN / Parcel Number

Primary APN	`036068 00315`
Alternative APN	`068 00315`

Interior

Building Area	1,280 sqft Living Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2015
Architectural Style	Mobile/Manufactured
Lot Area	292,288 sqft (6.71 acres)
Terrain	Rolling
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Street Address	245 JOT EM DOWN RD
City	MORRIS CHAPEL
State	TN
Zip	38361-4704
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT:4 DIST:07 MAP REF:068
Legal Subdivision	DAVID SHANNON SMITH PROP 4
Legal Lot Number	4
Jurisdiction	HARDIN TN
Township / Civil Division	5
Census Block Group	3
Census Block	3024
Census Tract	920200

Owner

Source: Hardin County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 JOT EM DOWN RD, MORRIS CHAPEL, TN 38361-4704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2017 · Amount on Record
Deed Sale	Dec 18, 2017 · Amount on Record
Prior Sale	Dec 9, 2016 · Amount on Record
Deed Document Number	133582
Deed Book / Page	679 / 491
Record Updated	Jun 8, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARDIN TN
Recording Date	Dec 18, 2017
Property Address	245 JOT EM DOWN RD, MORRIS CHAPEL, TN 38361-4704
Document Number	679491
Book / Page	000679 / 000491
Instrument Date	Dec 6, 2017
Instrument	133582
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 JOT EM DOWN RD MORRIS CHAPEL TN 383614704, MORRIS CHAPEL, TN 38361-4704

Mortgage

Document Number	679493
Date	Dec 18, 2017
Book Page	000679/000493
Instrument	133583

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Dec 17, 2042

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$343.00	$19,575 (-) Land $4,000 Building $15,575
2023	$343.00 (-6.54%)	$19,575 (+9.82%) Land $4,000 Building $15,575	$78,300 (+9.82%) Land $16,000 Building $62,300
2022	$367.00	$17,825 Land $3,725 Building $14,100	$71,300 Land $14,900 Building $56,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2019–2020)
Most Recent Claim	Feb 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADAMSVILLE WATER SYSTEM serves 9,985 people · EPA ID TN0000002
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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