Jackson County property record for 245 Joseph Dr, Talent, OR 97540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 1994 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,000 (Mar 2002) |
| Tax Bill | $4,185 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 381W26AC800 |
| Primary APN | 381W26AC800 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,468 sqft Living Area |
| Gross Area | 1,908 sqft |
| 1st Floor Area | 1,468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete |
| Roof Material | Other |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 428 sqft |
| Patio Area | 428 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 245 JOSEPH DR |
|---|---|
| City | TALENT |
| State | OR |
| Zip | 97540-9767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Range | 01W |
| Legal Township | 38S |
| Legal Section | 26 |
| Legal Quarter | 1 |
| Legal Subdivision | WAGNER CREEKSIDE SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | JACKSON OR |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1702 |
Source: Jackson County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 JOSEPH DR, TALENT, OR 97540-9767 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2002 · Amount on Record |
| Deed Sale | Mar 4, 2002 · Amount on Record |
| Deed Document Number | 200211242 |
| Prior Transfer Date | May 11, 1998 |
| Prior Transfer Doc | 0000020883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON OR |
| Property Address | 245 JOSEPH DR, TALENT, OR 97540-9767 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014214 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-014214 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Jackson County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Jackson County |
| Municipality | Talent City |
| Unified School District | Phoenix-Talent School District 4 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,260 (+3%) | $427,520 (+3.9%) Land $141,480 Building $286,040 | |
| 2025 | $4,185.00 (+2.42%) | $261,420 (+3%) Land $77,920 Building $183,500 | $411,490 (+0.9%) Land $141,000 Building $270,490 |
| 2024 | $4,086.00 (+3.23%) | $253,810 (+3%) Land $75,640 Building $178,170 | $407,810 (+2.65%) Land $135,000 Building $272,810 |
| 2023 | $3,958.00 (+2.73%) | $246,420 (+3%) Land $73,440 Building $172,980 | $397,290 (-7.84%) Land $135,300 Building $261,990 |
| 2022 | $3,853.00 | $239,250 Land $71,300 Building $167,950 | $431,110 Land $135,840 Building $295,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 78% of Oregon |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TALENT serves 6,293 people · EPA ID OR4100857 |
|---|---|
| Water Source | Purchased surface water from MEDFORD WATER COMMISSION |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Rogue Broadband Fixed Wireless | 200 / 25 |
| FireServe Fixed Wireless | 100 / 30 |
May also be available: AT&T, CenturyLink, Hunter Communications, T-Mobile.
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