245 Jackson St, Augusta, MO 63332 Property Records

St. Charles County property record for 245 Jackson St, Augusta, MO 63332

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,578 sqft · built 1950
Lot Size	0.174 acres (7,588 sqft)
Owner	Company Name on Record
Tax Bill	$3,167 (2025)
Deeds & Mortgages	Feb 2024 Sale Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`169552A000`

Property Details

APN / Parcel Number

Primary APN	`169552A000`
Alternative APN	`1-0033-S014-00-0030.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,578 sqft Living Area
1st Floor Area	2,578 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Level
Exterior Material	Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,588 sqft (0.174 acres)
Lot Dimensions	210 ft deep x 66 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	169552A000
Street Address	245 JACKSON ST
City	AUGUSTA
State	MO
Zip	63332-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	TOWN OF AUGUSTA
Legal Range	1
Legal Township	44
Legal Section	01
Legal Subdivision	TOWN/AUGUSTA
Legal Block	52
Legal Lot Number	30
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2066
Census Tract	312204

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	245 JACKSON ST, AUGUSTA, MO 63332-1702
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer
Jun 21, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMERCE BANK
Sep 10, 2019	Deed of Trust, Mortgage · ARM COMMERCE BANK
Aug 15, 2019	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024
Deed Sale	Feb 16, 2024
Prior Sale	Apr 21, 2015 · Amount on Record
Deed Document Number	20246129
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 16, 2024
Property Address	245 JACKSON ST, AUGUSTA, MO 63332-1702
Document Number	0000006127
Instrument Date	Sep 1, 2023
Instrument	2024R-006127
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 27, AUGUSTA, MO 63332-0027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 42, AUGUSTA, MO 63332-0042
Investor	Possibly a Property Investor

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	245 JACKSON ST, AUGUSTA, MO 63332-1702
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069370093
Date	Jun 21, 2018
Book Page	6937/0093
Instrument	20180621000346110

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 14, 2019

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	245 JACKSON ST, AUGUSTA, MO 63332-1702
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071391902
Date	Sep 10, 2019
Book Page	7139/1902
Instrument	20190910000491390

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	245 JACKSON ST, AUGUSTA, MO 63332-1702
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071240993
Date	Aug 15, 2019
Book Page	7124/0993
Instrument	20190815000431290

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 12, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Augusta Town
County	St. Charles County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,403 (-)	$286,329 (-) Land $60,000 Building $226,329
2025	$3,167.00	$54,403 (+9.32%)	$286,329 (+9.32%) Land $60,000 Building $226,329
2023		$49,763
2022			$261,909 Land $50,000 Building $211,909

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (1993–2000)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2000 · Severe Thunderstorms And Flash Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES CO PWSD 2 AUGUSTA serves 881 people · EPA ID MO6024531
Water Source	Groundwater
Last State Inspection	May 2023
Also Mapped Here	ST CHARLES COUNTY PWSD 2
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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