245 Iris Dr, Hendersonville, TN 37075 Property Records

Sumner County property record for 245 Iris Dr, Hendersonville, TN 37075

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,133 sqft · built 1981
Lot Size	0.236 acres (10,260 sqft)
Owner	2 Individual Names on File
Last Sale	$79,900 (Nov 1996)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083160C A 01100`

Property Details

APN / Parcel Number

Primary APN	`083160C A 01100`
Alternative APN	`160C A 01100`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Units	5 Units
Stories	1 Story
Building Area	1,133 sqft Living Area
Gross Area	1,518 sqft
1st Floor Area	1,133 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,260 sqft (0.236 acres)
Lot Dimensions	135 ft deep x 76 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	325 sqft
Driveway	Driveway
Driveway Area	1,900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	256 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 IRIS DR
City	HENDERSONVILLE
State	TN
Zip	37075-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 10 PAGE: 216 BLOCK: LOT: 0009 SUBD: HILLWOOD ESTS. SEC. 4-A
Legal Subdivision	HILLWOOD ESTS. SEC.
Legal Lot Number	9
Jurisdiction	SUMNER TN
Township / Civil Division	8
Census Block Group	3
Census Block	3010
Census Tract	21105

Owner

245 Iris Dr is owned and occupied by two individuals who bought it in November 1996.

Source: Sumner County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 IRIS DR, HENDERSONVILLE, TN 37075-2226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 1996 · Amount on File
Deed Sale	Nov 5, 1996 · Amount on File
Deed Document Number	1996248328
Deed Book / Page	642 / 87
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	245 IRIS DR, HENDERSONVILLE, TN 37075-2226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049780134
Date	Jul 5, 2019
Book Page	4978/134
Instrument	1274423

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	245 IRIS DR, HENDERSONVILLE, TN 37075-2226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053850074
Date	Oct 27, 2020
Book Page	5385/74
Instrument	1334788

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 245 Iris Dr was $1,281.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Hendersonville City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,281.00	$90,150 Land $43,750 Building $46,400
2024			$360,600 Land $175,000 Building $185,600
2023	$1,708.00 (-0.29%)	$51,600 (-) Land $25,000 Building $26,600
2022	$1,713.00	$51,600 Land $25,000 Building $26,600
2021			$206,400 Land $100,000 Building $106,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Iris Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2016–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Iris Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSONVILLE U.D. serves 59,034 people · EPA ID TN0000294
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cumberland Connect Fiber	1,000 / 1,000

May also be available: Verizon.

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